CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,288	$ 4,274
Adjustments to reconcile net income to net cash used in operating activities:
Amortization of deferred acquisition costs	6,764	7,857
Acquisition costs deferred	(7,689)	(8,551)
Realized investment gains, net	(1,411)	(5,106)
(Decrease) increase in insurance reserves	(1,745)	1,268
Compensation expense related to share awards	457	249
Depreciation and amortization	860	834
Deferred income tax expense	161	703
Increase in receivables, net	(65)	(3,571)
(Decrease) increase in other liabilities	(644)	1,006
Other, net	(252)	(330)
Net cash used in operating activities	(2,276)	(1,367)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold	48,729	76,569
Proceeds from investments matured, called or redeemed	9,247	3,924
Investments purchased	(58,193)	(79,932)
Additions to property and equipment	(335)	(197)
Net cash (used in) provided by investing activities	(552)	364
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment of dividends on common stock	(408)	(412)
Proceeds from shares issued under stock plans	43	37
Purchase of shares for treasury	(565)	(360)
Net cash used in financing activities	(930)	(735)
Net decrease in cash and cash equivalents	(3,758)	(1,738)
Cash and cash equivalents at beginning of period	15,622	16,375
Cash and cash equivalents at end of period	11,864	14,637
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,142	1,063
Cash paid for income taxes	$ 675	$ 1,165