CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,274	$ 3,148
Adjustments to reconcile net income to net cash used in operating activities:
Amortization of deferred acquisition costs	7,857	8,060
Acquisition costs deferred	(8,551)	(7,543)
Realized investment gains, net	(5,106)	(1,441)
Gain on purchase of debt securities	0	(750)
Increase in insurance reserves	1,268	3,191
Compensation expense related to share awards	249	480
Depreciation and amortization	834	675
Deferred income tax expense	703	335
Increase in receivables, net	(3,571)	(5,976)
Increase (decrease) in other liabilities	1,006	(1,788)
Other, net	(330)	(164)
Net cash used in operating activities	(1,367)	(1,773)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	80,493	53,534
Investments purchased	(79,932)	(55,051)
Additions to property and equipment	(197)	(3,777)
Net cash provided by (used in) investing activities	364	(5,294)
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment for debt securities	0	(6,750)
Payment of dividends on common stock	(412)	(422)
Proceeds from shares issued under stock plans	37	71
Purchase of shares for treasury	(360)	(2,440)
Net cash used in financing activities	(735)	(9,541)
Net decrease in cash and cash equivalents	(1,738)	(16,608)
Cash and cash equivalents at beginning of period	16,375	33,102
Cash and cash equivalents at end of period	14,637	16,494
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,063	1,296
Cash paid for income taxes	$ 1,165	$ 442