CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 14,637	$ 16,375
Investments:
Fixed maturities (cost: $213,450 and $207,568)	211,810	214,888
Common and non-redeemable preferred stocks (cost: $10,953 and $11,969)	19,988	18,924
Other invested assets (cost: $2,372 and $2,995)	2,372	2,995
Policy loans	2,181	2,202
Real estate	38	38
Investment in unconsolidated trusts	1,238	1,238
Total investments	237,627	240,285
Receivables:
Reinsurance	14,243	14,348
Insurance premiums and other (net of allowance for doubtful accounts: $683 and $439)	14,404	10,728
Deferred income taxes, net	310	0
Deferred acquisition costs	27,675	26,981
Other assets	5,763	5,747
Intangibles	2,544	2,544
Total assets	317,203	317,008
LIABILITIES AND SHAREHOLDERS' EQUITY
Future policy benefits	71,576	70,845
Unearned premiums	27,251	24,544
Losses and claims	65,241	66,625
Other policy liabilities	1,294	2,080
Total insurance reserves and policyholder funds	165,362	164,094
Accounts payable and accrued expenses	14,891	13,586
Deferred income taxes, net	0	1,395
Junior subordinated debenture obligations, net	33,738	33,738
Total liabilities	$ 213,991	$ 212,813
Commitments and contingencies (Note 7)
Shareholders' equity:
Preferred stock, $1 par, 4,000,000 shares authorized; Series D preferred, 55,000 shares issued and outstanding; $5,500 redemption value	$ 55	$ 55
Common stock, $1 par, 50,000,000 shares authorized; shares issued: 22,400,894; shares outstanding: 20,566,330 and 20,600,039	22,401	22,401
Additional paid-in capital	56,619	56,491
Retained earnings	25,429	21,866
Accumulated other comprehensive income	4,807	9,279
Unearned stock grant compensation	(395)	(460)
Treasury stock, at cost: 1,834,564 and 1,800,855 shares	(5,704)	(5,437)
Total shareholders' equity	103,212	104,195
Total liabilities and shareholders' equity	$ 317,203	$ 317,008