CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,036	$ 1,697
Adjustments to reconcile net income to net cash used in operating activities:
Amortization of deferred acquisition costs	5,352	5,484
Acquisition costs deferred	(5,818)	(5,159)
Realized investment gains, net	(5,099)	(593)
Increase in insurance reserves	5,481	9,424
Compensation expense related to share awards	130	186
Depreciation and amortization	567	424
Deferred income tax expense	44	153
Increase in receivables, net	(6,871)	(8,940)
Increase (decrease) in other liabilities	290	(3,080)
Other, net	(31)	(132)
Net cash used in operating activities	(1,919)	(536)
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	73,596	27,200
Investments purchased	(54,374)	(27,379)
Additions to property and equipment	(175)	(2,752)
Net cash provided by (used in) investing activities	19,047	(2,931)
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment of dividends on common stock	(412)	(422)
Proceeds from shares issued under stock plans	27	59
Purchase of shares for treasury	(191)	(1,513)
Net cash used in financing activities	(576)	(1,876)
Net increase (decrease) in cash and cash equivalents	16,552	(5,343)
Cash and cash equivalents at beginning of period	16,375	33,102
Cash and cash equivalents at end of period	32,927	27,759
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	703	866
Cash paid for income taxes	$ 465	$ 442