CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 32,927	$ 16,375
Investments:
Fixed maturities (cost: $197,833 and $207,568)	198,220	214,888
Common and non-redeemable preferred stocks (cost: $11,969 and $11,969)	22,713	18,924
Other invested assets (cost: $2,382 and $2,995)	2,382	2,995
Policy loans	2,161	2,202
Real estate	38	38
Investment in unconsolidated trusts	1,238	1,238
Total investments	226,752	240,285
Receivables:
Reinsurance	13,752	14,348
Insurance premiums and other (net of allowance for doubtful accounts: $443 and $439)	18,195	10,728
Deferred acquisition costs	27,447	26,981
Other assets	5,608	5,747
Intangibles	2,544	2,544
Total assets	327,225	317,008
LIABILITIES AND SHAREHOLDERS' EQUITY
Future policy benefits	71,108	70,845
Unearned premiums	32,276	24,544
Losses and claims	64,812	66,625
Other policy liabilities	1,379	2,080
Total insurance reserves and policyholder funds	169,575	164,094
Accounts payable and accrued expenses	18,032	13,586
Deferred income taxes, net	338	1,395
Junior subordinated debenture obligations, net	33,738	33,738
Total liabilities	$ 221,683	$ 212,813
Commitments and contingencies (Note 7)
Shareholders' equity:
Preferred stock, $1 par, 4,000,000 shares authorized; Series D preferred, 55,000 shares issued and outstanding; $5,500 redemption value	$ 55	$ 55
Common stock, $1 par, 50,000,000 shares authorized; shares issued: 22,400,894; shares outstanding: 20,609,013 and 20,600,039	22,401	22,401
Additional paid-in capital	56,613	56,491
Retained earnings	25,291	21,866
Accumulated other comprehensive income	7,235	9,279
Unearned stock grant compensation	(514)	(460)
Treasury stock, at cost: 1,791,881 and 1,800,855 shares	(5,539)	(5,437)
Total shareholders' equity	105,542	104,195
Total liabilities and shareholders' equity	$ 327,225	$ 317,008