CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Revenue:
Insurance premiums	$ 38,337	$ 38,385	$ 115,211	$ 107,777
Investment income	2,678	2,534	7,875	8,213
Realized investment gains, net	848	2,283	1,441	8,415
Other income (Note 3)	793	45	875	140
Total revenue	42,656	43,247	125,402	124,545
Benefits and expenses:
Insurance benefits and losses incurred	27,094	26,786	80,991	75,147
Commissions and underwriting expenses	10,238	10,396	30,219	30,081
Interest expense	388	442	1,251	1,457
Other expense	3,349	2,934	9,375	8,097
Total benefits and expenses	41,069	40,558	121,836	114,782
Income before income taxes	1,587	2,689	3,566	9,763
Income tax expense	136	9	418	201
Net income	1,451	2,680	3,148	9,562
Preferred stock dividends	(117)	(118)	(353)	(364)
Net income applicable to common shareholders	$ 1,334	$ 2,562	$ 2,795	$ 9,198
Earnings per common share (basic) (in dollars per share)	$ 0.06	$ 0.12	$ 0.13	$ 0.43
Earnings per common share (diluted) (in dollars per share)	$ 0.06	$ 0.12	$ 0.13	$ 0.42