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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Revenue:        
Insurance premiums $ 38,456 $ 36,373 $ 76,874 $ 69,392
Investment income 2,599 2,774 5,197 5,679
Realized investment gains, net 485 5,454 593 6,132
Other income 46 47 82 95
Total revenue 41,586 44,648 82,746 81,298
Benefits and expenses:        
Insurance benefits and losses incurred 27,069 24,999 53,897 48,361
Commissions and underwriting expenses 10,074 10,402 19,981 19,685
Interest expense 434 438 863 1,015
Other expense 3,023 2,746 6,026 5,163
Total benefits and expenses 40,600 38,585 80,767 74,224
Income before income taxes 986 6,063 1,979 7,074
Income tax expense 109 103 282 192
Net income 877 5,960 1,697 6,882
Preferred stock dividends (118) (119) (236) (246)
Net income applicable to common shareholders $ 759 $ 5,841 $ 1,461 $ 6,636
Earnings per common share (basic) (in dollars per share) $ 0.04 $ 0.27 $ 0.07 $ 0.31
Earnings per common share (diluted) (in dollars per share) $ 0.04 $ 0.26 $ 0.07 $ 0.30