CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 27,178	$ 33,102
Investments:
Fixed maturities (cost: $201,245 and $201,217)	206,809	201,303
Common and non-redeemable preferred stocks (cost: $12,164 and $12,432)	17,476	21,890
Other invested assets (cost: $2,077 and $2,123)	2,077	2,123
Policy loans	2,294	2,369
Real estate	38	38
Investment in unconsolidated trusts	1,238	1,238
Total investments	229,932	228,961
Receivables:
Reinsurance	14,551	14,314
Insurance premiums and other (net of allowance for doubtful accounts: $275 and $339)	6,819	9,343
Deferred income taxes, net	0	363
Deferred acquisition costs	27,296	27,509
Other assets	3,622	3,245
Intangibles	2,544	2,544
Total assets	311,942	319,381
LIABILITIES AND SHAREHOLDERS' EQUITY
Future policy benefits	70,054	69,864
Unearned premiums	20,757	27,415
Losses and claims	65,389	63,018
Other policy liabilities	1,583	2,076
Total insurance reserves and policyholder funds	157,783	162,373
Accounts payable and accrued expenses	10,848	14,843
Deferred income taxes, net	213	0
Junior subordinated debenture obligations	41,238	41,238
Total liabilities	210,082	218,454
Commitments and contingencies (Note 6)
Shareholders' equity:
Preferred stock, $1 par, 4,000,000 shares authorized; Series D preferred,65,000 shares issued and outstanding; $6,500 redemption value	65	65
Common stock, $1 par, 50,000,000 shares authorized; shares issued: 22,400,894; shares outstanding: 21,092,519 and 21,117,874	22,401	22,401
Additional paid-in capital	57,212	57,103
Retained earnings	19,018	18,738
Accumulated other comprehensive income	7,070	6,204
Unearned stock grant compensation	(576)	(485)
Treasury stock, at cost: 1,308,375 and 1,283,020 shares	(3,330)	(3,099)
Total shareholders' equity	101,860	100,927
Total liabilities and shareholders' equity	$ 311,942	$ 319,381