CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:
Net income	$ 11,022	$ 4,436
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred acquisition costs	8,960	10,451
Acquisition costs deferred	(10,336)	(12,325)
Realized investment gains, net	(8,741)	(1,434)
Increase in insurance reserves and policyholder funds	7,815	7,364
Compensation expense related to share awards	219	0
Depreciation and amortization	600	469
Deferred income tax benefit	(329)	(97)
Decrease (increase) in receivables, net	1,448	(1,140)
Increase (decrease) in other liabilities	2,292	(1,376)
Other, net	70	(233)
Net cash provided by operating activities	13,020	6,115
Cash flows from investing activities:
Proceeds from investments sold	108,745	24,479
Proceeds from investments matured, called or redeemed	11,414	14,455
Investments purchased	(112,466)	(44,403)
Additions to property and equipment	(1,338)	(169)
Acquisition of Bankers Fidelity Assurance, net of $1,317 acquired	(2,540)	0
Net cash provided by (used in) investing activities	3,815	(5,638)
Cash flows from financing activities:
Redemption of Series D preferred stock	(500)	0
Payment of dividends on Series D Preferred Stock	(483)	(1,015)
Payment of dividends on common stock	(423)	(1,486)
Proceeds from shares issued under stock plans	138	297
Purchase of shares for treasury	(1,416)	(607)
Net cash used in financing activities	(2,684)	(2,811)
Net increase (decrease) in cash	14,151	(2,334)
Cash and cash equivalents at beginning of year	18,951	21,285
Cash and cash equivalents at end of year	33,102	18,951
Supplemental cash flow information:
Cash paid for interest	1,961	2,636
Cash paid for income taxes	$ 536	$ 405