CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 9,562	$ 3,522
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred acquisition costs	7,862	7,932
Acquisition costs deferred	(9,418)	(9,587)
Realized investment gains	(8,415)	(1,428)
Increase in insurance reserves	12,646	4,511
Compensation expense related to share awards	137	0
Depreciation and amortization	450	341
Deferred income tax expense (benefit)	28	(323)
Increase in receivables, net	(5,870)	(1,568)
Increase (decrease) in other liabilities	519	(1,606)
Other, net	49	(86)
Net cash provided by operating activities	7,550	1,708
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	107,681	34,358
Investments purchased	(95,004)	(36,672)
Additions to property and equipment	(262)	(159)
Net cash provided by (used in) investing activities	12,415	(2,473)
CASH FLOWS FROM FINANCING ACTIVITIES:
Redemption of Series D preferred stock	(500)	0
Payment of dividends on Series D preferred stock	0	(508)
Payment of dividends on common stock	(423)	(425)
Proceeds from shares issued under stock plans	126	106
Purchase of shares for treasury	(867)	(556)
Net cash used in financing activities	(1,664)	(1,383)
Net increase (decrease) in cash and cash equivalents	18,301	(2,148)
Cash and cash equivalents at beginning of period	18,951	21,285
Cash and cash equivalents at end of period	37,252	19,137
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid for interest	1,522	1,981
Cash paid for income taxes	$ 486	$ 180