Segment Information

9 Months Ended

Sep. 30, 2013

Segment Information [Abstract]

Segment Information

Note 3.  Segment Information

The Company’s primary operating subsidiaries, American Southern Insurance Company and American Safety Insurance Company (together known as “American Southern”) and Bankers Fidelity Life Insurance Company (“Bankers Fidelity”) operate in two principal business units, each focusing on specific products.  American Southern operates in the property and casualty insurance market, while Bankers Fidelity operates in the life and health insurance market.  Each business unit is managed independently and is evaluated on its individual performance.  The following sets forth the revenue and income before income taxes for each business unit for the three month and nine month periods ended September 30, 2013 and 2012.

Revenues	Three Months Ended September 30,				Nine Months Ended September 30,
	2013		2012		2013		2012
American Southern	$	14,994	$	10,482	$	40,231	$	32,633
Bankers Fidelity		28,036		24,604		83,097		71,542
Corporate and Other		217		216		1,217		631
Total revenue	$	43,247	$	35,302	$	124,545	$	104,806

Income Before Income Taxes	Three Months Ended September 30,						Nine Months Ended September 30,
	2013			2012			2013			2012
American Southern	$	1,912		$	233		$	6,531		$	1,993
Bankers Fidelity		2,445			2,230			7,169			6,005
Corporate and Other		(1,668	)		(1,507	)		(3,937	)		(4,468	)
Income before income taxes	$	2,689		$	956		$	9,763		$	3,530