CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Revenue:
Insurance premiums	$ 36,373	$ 31,592	$ 69,392	$ 62,273
Investment income	2,774	2,855	5,679	5,738
Realized investment gains, net	5,454	470	6,132	1,428
Other income	47	36	95	65
Total revenue	44,648	34,953	81,298	69,504
Benefits and expenses:
Insurance benefits and losses incurred	24,999	23,095	48,361	45,767
Commissions and underwriting expenses	10,402	7,970	19,685	15,003
Interest expense	438	658	1,015	1,315
Other expense	2,746	2,376	5,163	4,845
Total benefits and expenses	38,585	34,099	74,224	66,930
Income before income taxes	6,063	854	7,074	2,574
Income tax expense	103	73	192	136
Net income	5,960	781	6,882	2,438
Preferred stock dividends	(119)	(127)	(246)	(254)
Net income applicable to common shareholders	$ 5,841	$ 654	$ 6,636	$ 2,184
Earnings per common share (basic) (in dollars per share)	$ 0.27	$ 0.03	$ 0.31	$ 0.10
Earnings per common share (diluted) (in dollars per share)	$ 0.26	$ 0.03	$ 0.30	$ 0.10