CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 47,097	$ 18,951
Investments:
Fixed maturities (cost: $177,918 and $201,986)	184,750	230,508
Common and non-redeemable preferred stocks (cost: $9,495 and $10,477)	13,772	12,205
Other invested assets (cost: $641 and $565)	641	565
Policy loans	2,295	2,338
Real estate	38	38
Investment in unconsolidated trusts	1,238	1,238
Total investments	202,734	246,892
Receivables:
Reinsurance	17,934	18,768
Insurance premiums and other (net of allowance for doubtful accounts: $352 and $379)	22,435	6,330
Deferred acquisition costs	27,436	26,133
Other assets	1,149	975
Goodwill	2,128	2,128
Total assets	320,913	320,177
LIABILITIES AND SHAREHOLDERS' EQUITY
Future policy benefits	68,289	66,932
Unearned premiums	36,451	22,637
Losses and claims	62,518	62,873
Other policy liabilities	1,503	2,116
Total insurance reserves and policyholder funds	168,761	154,558
Accounts payable and accrued expenses	11,558	11,481
Deferred income taxes, net	609	7,164
Junior subordinated debenture obligations	41,238	41,238
Total liabilities	222,166	214,441
Commitments and contingencies (Note 8)
Shareholders' equity:
Preferred stock, $1 par, 4,000,000 shares authorized; Series D preferred, shares issued and outstanding: 65,000 and 70,000; redemption value: $6,500 and $7,000	65	70
Common stock, $1 par, 50,000,000 shares authorized; shares issued: 22,400,894; shares outstanding: 21,336,276 and 21,216,542	22,401	22,401
Additional paid-in capital	57,088	57,180
Retained earnings	14,834	8,621
Accumulated other comprehensive income	7,221	19,571
Unearned stock grant compensation	(649)	0
Treasury stock, at cost: 1,064,618 and 1,184,352 shares	(2,213)	(2,107)
Total shareholders' equity	98,747	105,736
Total liabilities and shareholders' equity	$ 320,913	$ 320,177