CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Revenue:
Insurance premiums	$ 33,019	$ 30,681
Investment income	2,905	2,883
Realized investment gains, net	678	958
Other income	48	29
Total revenue	36,650	34,551
Benefits and expenses:
Insurance benefits and losses incurred	23,362	22,672
Commissions and underwriting expenses	9,283	7,033
Interest expense	577	657
Other expense	2,417	2,469
Total benefits and expenses	35,639	32,831
Income before income taxes	1,011	1,720
Income tax expense	89	63
Net income	922	1,657
Preferred stock dividends	(127)	(127)
Net income applicable to common shareholders	$ 795	$ 1,530
Earnings per common share (basic and diluted) (in dollars per share)	$ 0.04	$ 0.07