Schedule II CONDENSED FINANCIAL INFORMATION OF REGISTRANT (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012		Dec. 31, 2011		Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 18,951		$ 21,285
Investments	246,892		229,785
Other assets	975		706
Total assets	320,177		302,125
LIABILITIES AND SHAREHOLDERS' EQUITY
Deferred tax liability, net	7,164		3,316
Junior subordinated debentures	41,238		41,238
Total liabilities	214,441		205,848
Shareholders' equity	105,736		96,277		82,693
Total liabilities and shareholders' equity	320,177		302,125
REVENUE
Other	147		247
Total revenue	139,828		118,332
INTEREST EXPENSE	2,632		2,599
INCOME TAX BENEFIT	(646)		(25)
Net income	4,436		3,290
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	4,436		3,290
Adjustments to reconcile net income to net cash provided by operating activities:
Realized investment losses	(1,434)		(27)
Depreciation and amortization	469		388
Deferred income tax benefit	(97)		(374)
(Decrease) increase in other liabilities	(1,376)		1,688
Other, net	(233)		598
Net cash provided by operating activities	6,115		9,128
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	14,455		11,976
Investments purchased	(44,403)		(65,494)
Additions to property and equipment	(169)		(56)
Net cash used in investing activities	(5,638)		(14,122)
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment of dividends on common stock	(1,486)		(445)
Payment of dividends on Series D Preferred Stock	(1,015)		0
Proceeds from shares issued under stock plans	297		222
Purchase of shares for treasury	(607)		(1,823)
Net cash used in financing activities	(2,811)		(2,046)
Net decrease in cash	(2,334)		(7,040)
Cash and cash equivalents at beginning of year	21,285		28,325
Cash and cash equivalents at end of year	18,951		21,285
Supplemental disclosure:
Cash paid for interest	2,636		2,592
Cash paid for income taxes	405		0
Parent Company [Member]
ASSETS
Cash and cash equivalents	13,306		13,765
Investments	14,122		12,918
Investment in subsidiaries	124,904		114,214
Investments in unconsolidated trusts	1,238		1,238
Income taxes receivable from subsidiaries	1,989		2,452
Other assets	559		213
Total assets	156,118		144,800
LIABILITIES AND SHAREHOLDERS' EQUITY
Deferred tax liability, net	7,824		3,976
Other payables	1,320		3,309
Junior subordinated debentures	41,238		41,238
Total liabilities	50,382		48,523
Shareholders' equity	105,736		96,277
Total liabilities and shareholders' equity	156,118		144,800
REVENUE
Fee income from subsidiaries	5,605		5,091
Distributed earnings from subsidiaries	7,350		6,535
Other	844		475
Total revenue	13,799		12,101
GENERAL AND ADMINISTRATIVE EXPENSES	9,659		9,106
INTEREST EXPENSE	2,632		2,599
Earnings before tax and equity in undistributed earnings (losses) of subsidiaries	1,508		396
INCOME TAX BENEFIT	(1,766)	[1]	(2,350)	[1]
Earnings after tax but before equity in undistributed earnings (losses) of subsidiaries	3,274		2,746
EQUITY IN UNDISTRIBUTED EARNINGS (LOSSES) OF SUBSIDIARIES, NET	1,162		544
Net income	4,436		3,290
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	4,436		3,290
Adjustments to reconcile net income to net cash provided by operating activities:
Realized investment losses	0		84
Depreciation and amortization	75		75
Equity in undistributed earnings of consolidated subsidiaries	(1,162)		(544)
Decrease (increase) in intercompany taxes	463		(411)
Deferred income tax benefit	(97)		(374)
(Decrease) increase in other liabilities	(746)		375
Other, net	(251)		(72)
Net cash provided by operating activities	2,718		2,423
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from investments sold, called or matured	0		1,813
Investments purchased	0		(8,214)
Capital contribution to subsidiaries	(200)		(250)
Additions to property and equipment	(166)		(38)
Net cash used in investing activities	(366)		(6,689)
CASH FLOWS FROM FINANCING ACTIVITIES:
Payment of dividends on common stock	(1,486)		(445)
Payment of dividends on Series D Preferred Stock	(1,015)		0
Proceeds from shares issued under stock plans	297		222
Purchase of shares for treasury	(607)		(1,823)
Net cash used in financing activities	(2,811)		(2,046)
Net decrease in cash	(459)		(6,312)
Cash and cash equivalents at beginning of year	13,765		20,077
Cash and cash equivalents at end of year	13,306		13,765
Supplemental disclosure:
Cash paid for interest	2,636		2,592
Cash paid for income taxes	405		0
Intercompany tax settlement from subsidiaries	$ 2,132		$ 1,565

[1] Under the terms of a tax-sharing agreement, income tax provisions for the subsidiary companies are computed on a separate company basis. Accordingly, the Company's income tax benefit results from the utilization of the Parent Company separate return loss to reduce the consolidated taxable income of the Company.