Segment Information (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Revenue and income (loss) before tax for each business unit [Abstract]
Insurance premiums	$ 126,743	$ 107,471
Insurance benefits and losses incurred	89,817	73,614
Expenses deferred	(12,325)	(12,761)
Amortization and depreciation expense	10,920	10,863
Other expenses	46,334	43,301
Total expenses	134,746	115,017
Investment income	11,504	10,587
Other income	147	247
Operating income (loss)	3,648	3,288
Net realized gains	1,434	27
Income (loss) before income taxes	5,082	3,315
Total revenues	139,828	118,332
Goodwill	2,128	2,128
Total assets	320,177	302,125
American Southern [Member]
Revenue and income (loss) before tax for each business unit [Abstract]
Insurance premiums	37,471	37,514
Insurance benefits and losses incurred	27,337	24,210
Expenses deferred	(8,515)	(8,716)
Amortization and depreciation expense	9,009	8,817
Other expenses	11,758	13,713
Total expenses	39,589	38,024
Underwriting income (loss)	(2,118)	(510)
Investment income	4,560	4,522
Other income	0	16
Operating income (loss)	2,442	4,028
Net realized gains	383	338
Income (loss) before income taxes	2,825	4,366
Total revenues	42,414	42,390
Goodwill	1,350	1,350
Total assets	130,092	127,483
Bankers Fidelity [Member]
Revenue and income (loss) before tax for each business unit [Abstract]
Insurance premiums	89,272	69,957
Insurance benefits and losses incurred	62,480	49,404
Expenses deferred	(3,810)	(4,045)
Amortization and depreciation expense	1,911	2,046
Other expenses	27,674	22,770
Total expenses	88,255	70,175
Underwriting income (loss)	1,017	(218)
Investment income	6,195	5,585
Other income	48	51
Operating income (loss)	7,260	5,418
Net realized gains	1,051	(227)
Income (loss) before income taxes	8,311	5,191
Total revenues	96,566	75,366
Goodwill	778	778
Total assets	161,078	146,717
Corporate & Other [Member]
Revenue and income (loss) before tax for each business unit [Abstract]
Insurance premiums	0	0
Insurance benefits and losses incurred	0	0
Expenses deferred	0	0
Amortization and depreciation expense	0	0
Other expenses	14,340	13,681
Total expenses	14,340	13,681
Investment income	2,582	2,251
Other income	5,704	5,272
Operating income (loss)	(6,054)	(6,158)
Net realized gains	0	(84)
Income (loss) before income taxes	(6,054)	(6,242)
Total revenues	8,286	7,439
Goodwill	0	0
Total assets	153,912	142,138
Adjustments & Eliminations [Member]
Revenue and income (loss) before tax for each business unit [Abstract]
Insurance premiums	0	0
Insurance benefits and losses incurred	0	0
Expenses deferred	0	0
Amortization and depreciation expense	0	0
Other expenses	(7,438)	(6,863)
Total expenses	(7,438)	(6,863)
Investment income	(1,833)	(1,771)
Other income	(5,605)	(5,092)
Operating income (loss)	0	0
Net realized gains	0	0
Income (loss) before income taxes	0	0
Total revenues	(7,438)	(6,863)
Goodwill	0	0
Total assets	$ (124,905)	$ (114,213)