The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 12,296 155,820 SH   SOLE   155,820 0 0
ABBOTT LABS COM 002824100 1,126 14,265 SH   OTR   14,265 0 0
ALLSTATE CORP COM 020002101 247 2,697 SH   SOLE   2,697 0 0
ALLSTATE CORP COM 020002101 10 111 SH   OTR   111 0 0
AMAZON.COM INC COM 023135106 12,585 6,455 SH   SOLE   6,455 0 0
AMAZON.COM INC COM 023135106 1,070 549 SH   OTR   549 0 0
AMEREN CORP COM 023608102 120 1,646 SH   SOLE   1,646 0 0
AMEREN CORP COM 023608102 101 1,386 SH   OTR   1,386 0 0
AMERICAN WATER WORKS CO INC COM 030420103 1,243 10,400 SH   SOLE   10,400 0 0
AMERICAN WATER WORKS CO INC COM 030420103 126 1,058 SH   OTR   1,058 0 0
ANALOG DEVICES INC COM 032654105 10,006 111,616 SH   SOLE   111,616 0 0
ANALOG DEVICES INC COM 032654105 637 7,109 SH   OTR   7,109 0 0
APPLE COMPUTER INC COM 037833100 21,399 84,151 SH   SOLE   84,151 0 0
APPLE COMPUTER INC COM 037833100 1,681 6,611 SH   OTR   6,611 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 387 2,828 SH   SOLE   2,828 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 60 438 SH   OTR   438 0 0
BANK AMERICA CORP COM 060505104 4,761 224,239 SH   SOLE   224,239 0 0
BANK AMERICA CORP COM 060505104 533 25,101 SH   OTR   25,101 0 0
BERKSHIRE HATHAWAY INC CLASS A COM 084670108 2,176 8 SH   OTR   8 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 14,907 81,533 SH   SOLE   81,533 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 1,155 6,317 SH   OTR   6,317 0 0
BOEING CO COM 097023105 485 3,253 SH   SOLE   3,253 0 0
BOEING CO COM 097023105 29 197 SH   OTR   197 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 423 7,589 SH   SOLE   7,589 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 74 1,327 SH   OTR   1,327 0 0
CSX CORP COM 126408103 4,764 83,147 SH   SOLE   83,147 0 0
CSX CORP COM 126408103 377 6,585 SH   OTR   6,585 0 0
CVS HEALTH CORP COM 126650100 451 7,602 SH   SOLE   7,602 0 0
CVS HEALTH CORP COM 126650100 34 569 SH   OTR   569 0 0
CATERPILLAR INC COM 149123101 221 1,907 SH   SOLE   1,907 0 0
CHEVRON CORPORATION COM 166764100 9,123 125,900 SH   SOLE   125,900 0 0
CHEVRON CORPORATION COM 166764100 720 9,936 SH   OTR   9,936 0 0
CITIGROUP INC COM 172967424 8,844 209,963 SH   SOLE   209,963 0 0
CITIGROUP INC COM 172967424 656 15,583 SH   OTR   15,583 0 0
COCA COLA CO COM 191216100 391 8,828 SH   SOLE   8,828 0 0
COCA COLA CO COM 191216100 199 4,508 SH   OTR   4,508 0 0
COLGATE PALMOLIVE CO COM 194162103 365 5,493 SH   SOLE   5,493 0 0
COLGATE PALMOLIVE CO COM 194162103 10 148 SH   OTR   148 0 0
CONAGRA FOODS INC COM 205887102 389 13,269 SH   SOLE   13,269 0 0
CONAGRA FOODS INC COM 205887102 54 1,837 SH   OTR   1,837 0 0
DEERE & CO COM 244199105 7,342 53,141 SH   SOLE   53,141 0 0
DEERE & CO COM 244199105 484 3,500 SH   OTR   3,500 0 0
DISNEY WALT CO NEW COM 254687106 6,324 65,468 SH   SOLE   65,468 0 0
DISNEY WALT CO NEW COM 254687106 490 5,071 SH   OTR   5,071 0 0
DOLLAR GENERAL CORP COM 256677105 687 4,548 SH   SOLE   4,548 0 0
DOLLAR GENERAL CORP COM 256677105 66 436 SH   OTR   436 0 0
EMERSON ELEC CO COM 291011104 1,381 28,982 SH   SOLE   28,982 0 0
EMERSON ELEC CO COM 291011104 559 11,733 SH   OTR   11,733 0 0
FMC CORP COM 302491303 7,561 92,561 SH   SOLE   92,561 0 0
FMC CORP COM 302491303 582 7,119 SH   OTR   7,119 0 0
FISERV INC COM 337738108 755 7,952 SH   SOLE   7,952 0 0
FISERV INC COM 337738108 13 141 SH   OTR   141 0 0
FORTIS INC COM 349553107 5,522 143,243 SH   SOLE   143,243 0 0
FORTIS INC COM 349553107 346 8,966 SH   OTR   8,966 0 0
GENERAL DYNAMICS CORP COM 369550108 5,110 38,618 SH   SOLE   38,618 0 0
GENERAL DYNAMICS CORP COM 369550108 466 3,519 SH   OTR   3,519 0 0
GENERAL ELEC CO COM 369604103 115 14,438 SH   SOLE   14,438 0 0
GENERAL ELEC CO COM 369604103 29 3,661 SH   OTR   3,661 0 0
GENERAL MILLS INC COM 370334104 670 12,695 SH   SOLE   12,695 0 0
GENERAL MILLS INC COM 370334104 62 1,171 SH   OTR   1,171 0 0
HOME DEPOT INC COM 437076102 1,491 7,987 SH   SOLE   7,987 0 0
HOME DEPOT INC COM 437076102 320 1,712 SH   OTR   1,712 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 7,989 59,711 SH   SOLE   59,711 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 591 4,415 SH   OTR   4,415 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,788 19,617 SH   SOLE   19,617 0 0
ILLINOIS TOOL WKS INC COM 452308109 129 911 SH   OTR   911 0 0
INTEL CORP COM 458140100 517 9,549 SH   SOLE   9,549 0 0
INTEL CORP COM 458140100 50 925 SH   OTR   925 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 340 3,065 SH   SOLE   3,065 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 27 247 SH   OTR   247 0 0
iShares S&P 100 ETF ETF 464287101 400,321 3,451,349 SH   SOLE   3,449,519 0 1,830
ISHARES S&P 100 INDEX FUND ETF ETF 464287101 245 2,064 SH   SOLE   2,064 0 0
ISHARES CORE S&P TOTAL U.S. ETF 464287150 208 3,627 SH   SOLE   3,627 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 3,478 13,460 SH   SOLE   13,460 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 570 2,204 SH   OTR   2,204 0 0
iShares Core US Aggregate Bond ETF ETF 464287226 5,844,041 50,567,118 SH   SOLE   49,056,992 0 1,510,126
ISHARES CORE U.S. AGGREGATE BO ETF 464287226 12,356 107,098 SH   SOLE   107,098 0 0
ISHARES CORE U.S. AGGREGATE BO ETF 464287226 1,796 15,564 SH   OTR   15,564 0 0
iShares S&P 500 Growth ETF ETF 464287309 544,429 3,366,704 SH   SOLE   3,211,256 0 155,448
CEF ISHARES S&P 500 GROWTH IND ETF 464287309 4,387 26,578 SH   SOLE   26,578 0 0
CEF ISHARES S&P 500 GROWTH IND ETF 464287309 688 4,167 SH   OTR   4,167 0 0
iShares S&P 500 Value ETF ETF 464287408 10,473 109,947 SH   SOLE   106,663 0 3,284
CEF ISHARES S&P 500 VALUE INDE ETF 464287408 1,801 18,709 SH   SOLE   18,709 0 0
CEF ISHARES S&P 500 VALUE INDE ETF 464287408 452 4,695 SH   OTR   4,695 0 0
iShares MSCI EAFE ETF ETF 464287465 603,087 11,409,139 SH   SOLE   11,385,529 0 23,610
ISHARES MSCI EAFE INDEX ETF ETF 464287465 22,650 423,683 SH   SOLE   423,683 0 0
ISHARES MSCI EAFE INDEX ETF ETF 464287465 2,292 42,865 SH   OTR   42,865 0 0
iShares Russell Mid-Cap Value ETF ETF 464287473 597,872 9,328,637 SH   SOLE   9,057,803 0 270,834
ISHARES RUSSELL MIDCAP VALUE E ETF 464287473 2,266 35,354 SH   SOLE   35,354 0 0
ISHARES RUSSELL MIDCAP VALUE E ETF 464287473 269 4,195 SH   OTR   4,195 0 0
iShares Russell Mid-Cap Growth ETF ETF 464287481 202,890 1,683,181 SH   SOLE   1,600,985 0 82,196
ISHARES RUSSELL MIDCAP GROWTH ETF 464287481 1,171 9,629 SH   SOLE   9,629 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF 464287481 12 101 SH   OTR   101 0 0
iShares Russell Mid-Cap ETF ETF 464287499 381,343 8,860,215 SH   SOLE   8,773,341 0 86,874
ISHARES RUSSELL MIDCAP INDEX E ETF 464287499 34,500 799,172 SH   SOLE   799,172 0 0
ISHARES RUSSELL MIDCAP INDEX E ETF 464287499 3,377 78,217 SH   OTR   78,217 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 26,969 190,178 SH   SOLE   182,939 0 7,239
ISHARES CORE S&P MID-CAP ETF ETF 464287507 39,510 274,641 SH   SOLE   274,641 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 4,661 32,398 SH   OTR   32,398 0 0
iShares Russell 1000 Value ETF ETF 464287598 1,313,710 13,373,825 SH   SOLE   12,189,295 0 1,184,530
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,098 11,067 SH   SOLE   11,067 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 221 2,228 SH   OTR   2,228 0 0
iShares S&P Mid-Cap 400 Growth ETF ETF 464287606 7,735 44,292 SH   SOLE   42,876 0 1,416
CEF ISHARES S&P MIDCAP 400 GRW ETF 464287606 2,904 16,270 SH   SOLE   16,270 0 0
CEF ISHARES S&P MIDCAP 400 GRW ETF 464287606 229 1,283 SH   OTR   1,283 0 0
iShares Russell 1000 Growth ETF ETF 464287614 21,899 148,238 SH   SOLE   144,820 0 3,418
ISHARES TR RUSSELL 1000 GRW IN ETF 464287614 5,038 33,439 SH   SOLE   33,439 0 0
ISHARES TR RUSSELL 1000 GRW IN ETF 464287614 869 5,767 SH   OTR   5,767 0 0
iShares Russell 1000 ETF ETF 464287622 959,308 6,876,268 SH   SOLE   6,826,755 0 49,513
ISHARES RUSSELL 1000 INDEX ETF ETF 464287622 249 1,759 SH   SOLE   1,759 0 0
ISHARES RUSSELL 1000 INDEX ETF ETF 464287622 22 155 SH   OTR   155 0 0
iShares Russell 2000 Value ETF ETF 464287630 363,088 4,469,329 SH   SOLE   4,444,462 0 24,867
ISHARES TR RUSSEL 2000 VAL IND ETF 464287630 206 2,508 SH   SOLE   2,508 0 0
ISHARES TR RUSSEL 2000 VAL IND ETF 464287630 35 424 SH   OTR   424 0 0
iShares Russell 2000 Growth ETF ETF 464287648 4,691 30,188 SH   SOLE   29,165 0 1,023
ISHARES RUSSELL 2000 GROWTH IN ETF 464287648 334 2,111 SH   SOLE   2,111 0 0
iShares Russell 2000 ETF ETF 464287655 818,619 7,272,741 SH   SOLE   7,049,672 0 223,069
ISHARES RUSSELL 2000 INDEX ETF ETF 464287655 15,130 132,190 SH   SOLE   132,190 0 0
ISHARES RUSSELL 2000 INDEX ETF ETF 464287655 1,342 11,725 SH   OTR   11,725 0 0
iShares Core S&P US Value ETF ETF 464287663 50,454 1,099,946 SH   SOLE   839,107 0 260,839
ISHARES CORE S&P U.S. VALUE ET ETF 464287663 1,721 37,272 SH   SOLE   37,272 0 0
ISHARES CORE S&P U.S. VALUE ET ETF 464287663 29 622 SH   OTR   622 0 0
iShares Core S&P US Growth ETF ETF 464287671 348,380 6,231,103 SH   SOLE   5,348,950 0 882,153
ISHARES CORE S&P U.S. GROWTH E ETF 464287671 1,065 18,647 SH   SOLE   18,647 0 0
ISHARES CORE S&P U.S. GROWTH E ETF 464287671 207 3,627 SH   OTR   3,627 0 0
iShares Russell 3000 ETF ETF 464287689 120,198 823,111 SH   SOLE   816,913 0 6,198
iShares S&P Mid-Cap 400 Value ETF ETF 464287705 4,868 44,698 SH   SOLE   43,132 0 1,566
ISHARES S&P MIDCAP 400/VALUE E ETF 464287705 3,661 33,358 SH   SOLE   33,358 0 0
ISHARES S&P MIDCAP 400/VALUE E ETF 464287705 226 2,056 SH   OTR   2,056 0 0
iShares Core S&P Small-Cap ETF ETF 464287804 23,508 427,734 SH   SOLE   410,787 0 16,947
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 16,651 296,755 SH   SOLE   296,755 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 2,831 50,450 SH   OTR   50,450 0 0
iShares S&P Small-Cap 600 Value ETF ETF 464287879 845,932 8,636,374 SH   SOLE   8,499,951 0 136,423
ISHARES S&P SMALLCAP 600/VAL E ETF 464287879 927 9,271 SH   SOLE   9,271 0 0
ISHARES S&P SMALLCAP 600/VAL E ETF 464287879 121 1,206 SH   OTR   1,206 0 0
iShares S&P Small-Cap 600 Growth ETF ETF 464287887 7,034 51,908 SH   SOLE   50,133 0 1,775
ISHARES TR S&P SMALLCAP/600 GR ETF 464287887 786 5,703 SH   SOLE   5,703 0 0
ISHARES TR S&P SMALLCAP/600 GR ETF 464287887 2 15 SH   OTR   15 0 0
iShares International Treasury Bond ETF ETF 464288117 1,547 30,992 SH   SOLE   29,877 0 1,115
iShares MSCI EAFE Small-Cap ETF ETF 464288273 683,826 15,401,500 SH   SOLE   15,163,531 0 237,969
ISHARES MSCI EAFE SMALL CAP ETF 464288273 1,307 29,151 SH   SOLE   29,151 0 0
ISHARES MSCI EAFE SMALL CAP ETF 464288273 19 415 SH   OTR   415 0 0
iShares JP Morgan USD Em Mkts Bd ETF ETF 464288281 2 25 SH   SOLE   0 0 25
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 7,555 66,849 SH   SOLE   66,849 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,461 12,926 SH   OTR   12,926 0 0
iShares MSCI EAFE Value ETF ETF 464288877 741,175 20,842,964 SH   SOLE   20,300,643 0 542,321
ISHARES MSCI EAFE VALUE INDEX ETF 464288877 4,305 120,623 SH   SOLE   120,623 0 0
ISHARES MSCI EAFE VALUE INDEX ETF 464288877 408 11,438 SH   OTR   11,438 0 0
iShares MSCI EAFE Growth ETF ETF 464288885 506,477 7,212,719 SH   SOLE   6,950,556 0 262,163
ISHARES TR MSCI EAFE GROWTH IN ETF 464288885 6,122 86,086 SH   SOLE   86,086 0 0
ISHARES TR MSCI EAFE GROWTH IN ETF 464288885 704 9,903 SH   OTR   9,903 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 796 10,042 SH   SOLE   10,042 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 63 791 SH   OTR   791 0 0
JOHNSON & JOHNSON COM 478160104 13,963 106,482 SH   SOLE   106,482 0 0
JOHNSON & JOHNSON COM 478160104 1,123 8,567 SH   OTR   8,567 0 0
KELLOGG CO COM 487836108 1,968 32,800 SH   SOLE   32,800 0 0
KELLOGG CO COM 487836108 238 3,964 SH   OTR   3,964 0 0
LAUDER ESTEE COS CL-A COM 518439104 3,909 24,532 SH   SOLE   24,532 0 0
LAUDER ESTEE COS CL-A COM 518439104 121 759 SH   OTR   759 0 0
LILLY ELI & CO COM 532457108 787 5,676 SH   SOLE   5,676 0 0
LILLY ELI & CO COM 532457108 123 888 SH   OTR   888 0 0
LOCKHEED MARTIN CORP COM 539830109 249 734 SH   SOLE   734 0 0
LOCKHEED MARTIN CORP COM 539830109 9 27 SH   OTR   27 0 0
LOWES COS INC COM 548661107 8,122 94,383 SH   SOLE   94,383 0 0
LOWES COS INC COM 548661107 526 6,115 SH   OTR   6,115 0 0
MDU RES GROUP INC COM 552690109 195 9,091 SH   SOLE   9,091 0 0
MDU RES GROUP INC COM 552690109 15 675 SH   OTR   675 0 0
MCDONALDS CORP COM 580135101 7,075 42,786 SH   SOLE   42,786 0 0
MCDONALDS CORP COM 580135101 535 3,237 SH   OTR   3,237 0 0
MICROSOFT CORP COM 594918104 26,114 165,583 SH   SOLE   165,583 0 0
MICROSOFT CORP COM 594918104 2,037 12,919 SH   OTR   12,919 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 8,085 161,438 SH   SOLE   161,438 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 722 14,417 SH   OTR   14,417 0 0
NORFOLK SOUTHERN CORP COM 655844108 301 2,062 SH   SOLE   2,062 0 0
NORFOLK SOUTHERN CORP COM 655844108 24 165 SH   OTR   165 0 0
OMNICOM GROUP COM 681919106 241 4,383 SH   SOLE   4,383 0 0
OMNICOM GROUP COM 681919106 16 288 SH   OTR   288 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 3,034 31,694 SH   SOLE   31,694 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 206 2,148 SH   OTR   2,148 0 0
PEPSICO INC COM 713448108 8,283 68,970 SH   SOLE   68,970 0 0
PEPSICO INC COM 713448108 723 6,018 SH   OTR   6,018 0 0
PFIZER INC COM 717081103 10,445 319,995 SH   SOLE   319,995 0 0
PFIZER INC COM 717081103 836 25,607 SH   OTR   25,607 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 5,395 73,945 SH   SOLE   73,945 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 601 8,233 SH   OTR   8,233 0 0
PIONEER NATURAL RESOURCES CO COM 723787107 287 4,097 SH   SOLE   4,097 0 0
PIONEER NATURAL RESOURCES CO COM 723787107 7 100 SH   OTR   100 0 0
PROCTER & GAMBLE CO COM 742718109 9,435 85,772 SH   SOLE   85,772 0 0
PROCTER & GAMBLE CO COM 742718109 874 7,947 SH   OTR   7,947 0 0
ROYAL DUTCH SHELL ADR A SHS SPON ADR 780259206 447 12,803 SH   SOLE   12,803 0 0
ROYAL DUTCH SHELL ADR A SHS SPON ADR 780259206 11 304 SH   OTR   304 0 0
SCHWAB US LARGE-CAP ETF ETF 808524201 315 5,142 SH   SOLE   5,142 0 0
SCHWAB US MID CAP ETF ETF 808524508 5,784 137,192 SH   SOLE   137,192 0 0
SCHWAB US MID CAP ETF ETF 808524508 5 124 SH   OTR   124 0 0
SCHWAB US SMALL-CAP ETF ETF 808524607 8,139 157,985 SH   SOLE   157,985 0 0
SCHWAB US SMALL-CAP ETF ETF 808524607 256 4,966 SH   OTR   4,966 0 0
SCHWAB EMERGING MARKETS ETF ETF 808524706 4,120 199,145 SH   SOLE   199,145 0 0
SCHWAB EMERGING MARKETS ETF ETF 808524706 89 4,305 SH   OTR   4,305 0 0
SCHWAB INTL EQUITY ETF ETF 808524805 27,067 1,047,495 SH   SOLE   1,047,495 0 0
SCHWAB INTL EQUITY ETF ETF 808524805 490 18,963 SH   OTR   18,963 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 751 13,834 SH   SOLE   13,834 0 0
Schwab US REIT ETF ETF 808524847 135,166 4,092,233 SH   SOLE   3,998,909 0 93,324
SOUTHERN COMPANY COM 842587107 254 4,696 SH   SOLE   4,696 0 0
SOUTHERN COMPANY COM 842587107 166 3,059 SH   OTR   3,059 0 0
STARBUCKS CORP COM 855244109 1,707 25,973 SH   SOLE   25,973 0 0
STARBUCKS CORP COM 855244109 86 1,314 SH   OTR   1,314 0 0
STATE STREET CORP COM 857477103 2,523 47,361 SH   SOLE   47,361 0 0
STATE STREET CORP COM 857477103 90 1,693 SH   OTR   1,693 0 0
TJX COS INC COM 872540109 8,838 184,856 SH   SOLE   184,856 0 0
TJX COS INC COM 872540109 566 11,843 SH   OTR   11,843 0 0
TEXAS INSTRUMENTS INC COM 882508104 717 7,175 SH   SOLE   7,175 0 0
TEXAS INSTRUMENTS INC COM 882508104 44 445 SH   OTR   445 0 0
THERMO FISCHER SCIENTIFIC COM 883556102 11,476 40,466 SH   SOLE   40,466 0 0
THERMO FISCHER SCIENTIFIC COM 883556102 725 2,556 SH   OTR   2,556 0 0
TRACTOR SUPPLY CO COM 892356106 294 3,482 SH   SOLE   3,482 0 0
TRACTOR SUPPLY CO COM 892356106 4 50 SH   OTR   50 0 0
TRIMBLE NAVIGATION LTD COM 896239100 762 23,933 SH   SOLE   23,933 0 0
TRIMBLE NAVIGATION LTD COM 896239100 39 1,236 SH   OTR   1,236 0 0
US BANCORP NEW COM 902973304 945 27,443 SH   SOLE   27,443 0 0
US BANCORP NEW COM 902973304 115 3,349 SH   OTR   3,349 0 0
UNION PAC CORP COM 907818108 4,171 29,570 SH   SOLE   29,570 0 0
UNION PAC CORP COM 907818108 193 1,370 SH   OTR   1,370 0 0
UNITED TECHNOLOGIES CORP COM 913017109 8,588 91,045 SH   SOLE   91,045 0 0
UNITED TECHNOLOGIES CORP COM 913017109 672 7,123 SH   OTR   7,123 0 0
V F CORP COM 918204108 1,930 35,686 SH   SOLE   35,686 0 0
V F CORP COM 918204108 78 1,445 SH   OTR   1,445 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 20,906 205,533 SH   SOLE   198,491 0 7,042
VANGUARD DIVIDEND APPREC ETF ETF 921908844 1,256 12,144 SH   SOLE   12,144 0 0
Vanguard Interm-Term Bond ETF ETF 921937819 557,709 6,289,722 SH   SOLE   6,062,797 0 226,925
VANGUARD INTERMEDIATE-TERM BON ETF 921937819 906 10,145 SH   SOLE   10,145 0 0
VANGUARD INTERMEDIATE-TERM BON ETF 921937819 87 977 SH   OTR   977 0 0
Vanguard Short-Term Bond ETF ETF 921937827 57,775 706,303 SH   SOLE   677,307 0 28,996
VANGUARD SHORT TERM BOND ETF ETF 921937827 2,247 27,348 SH   SOLE   27,348 0 0
VANGUARD SHORT TERM BOND ETF ETF 921937827 75 908 SH   OTR   908 0 0
Vanguard Total Bond Market ETF ETF 921937835 2,860,003 33,232,663 SH   SOLE   31,620,539 0 1,612,124
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 13,149 154,057 SH   SOLE   154,057 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,091 12,786 SH   OTR   12,786 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 2,282,937 69,580,530 SH   SOLE   69,116,110 0 464,420
VANGUARD MSCI EAFE ETF ETF 921943858 45,519 1,365,300 SH   SOLE   1,365,300 0 0
VANGUARD MSCI EAFE ETF ETF 921943858 3,307 99,193 SH   OTR   99,193 0 0
Vanguard High Dividend Yield ETF ETF 921946406 48,298 692,450 SH   SOLE   671,194 0 21,256
VANGUARD HIGH DVD YIELD ETF ETF 921946406 1,051 14,852 SH   SOLE   14,852 0 0
VANGUARD HIGH DVD YIELD ETF ETF 921946406 253 3,571 SH   OTR   3,571 0 0
Vanguard Emerging Mkts Govt Bd ETF ETF 921946885 6 90 SH   SOLE   90 0 0
Vanguard FTSE All-Wld ex-US SmCp ETF ETF 922042718 567,827 7,347,664 SH   SOLE   7,301,782 0 45,882
Vanguard FTSE All-Wld ex-US ETF ETF 922042775 1,222,077 30,347,084 SH   SOLE   29,207,852 0 1,139,232
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 10,096 246,119 SH   SOLE   246,119 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 336 8,203 SH   OTR   8,203 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 9,430 286,552 SH   SOLE   280,223 0 6,329
VANGUARD FTSE EMERGING MARKETS ETF 922042858 13,838 412,449 SH   SOLE   412,449 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 1,408 41,967 SH   OTR   41,967 0 0
VANGUARD TAX-EXEMPT BOND INDEX ETF 922907746 29,353 554,869 SH   SOLE   554,869 0 0
VANGUARD TAX-EXEMPT BOND INDEX ETF 922907746 2,740 51,802 SH   OTR   51,802 0 0
Vanguard S&P 500 ETF ETF 922908363 24,018 103,145 SH   SOLE   99,401 0 3,744
VANGUARD S&P 500 ETF ETF 922908363 18,638 78,703 SH   SOLE   78,703 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,126 8,979 SH   OTR   8,979 0 0
Vanguard Mid-Cap Value ETF ETF 922908512 177,755 2,181,321 SH   SOLE   1,986,986 0 194,335
VANGUARD MID-CAP VALUE INDEX E ETF 922908512 4,494 55,278 SH   SOLE   55,278 0 0
VANGUARD MID-CAP VALUE INDEX E ETF 922908512 282 3,465 SH   OTR   3,465 0 0
Vanguard Mid-Cap Growth ETF ETF 922908538 45,455 361,358 SH   SOLE   355,982 0 5,376
VANGUARD MID-CAP GROWTH INDEX ETF 922908538 405 3,195 SH   SOLE   3,195 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 490 7,016 SH   SOLE   7,016 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 140 2,006 SH   OTR   2,006 0 0
Vanguard Small-Cap Growth ETF ETF 922908595 468,316 3,156,199 SH   SOLE   3,037,168 0 119,031
VANGUARD SMALL CAP GROWTH ETF ETF 922908595 1,102 7,329 SH   SOLE   7,329 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595 125 833 SH   OTR   833 0 0
Vanguard Small-Cap Value ETF ETF 922908611 901,568 10,195,284 SH   SOLE   9,635,763 0 559,521
VANGUARD SMALL CAP VALUE ETF ETF 922908611 1,109 12,488 SH   SOLE   12,488 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 50 560 SH   OTR   560 0 0
Vanguard Mid-Cap ETF ETF 922908629 673,254 5,131,902 SH   SOLE   5,026,584 0 105,318
VANGUARD IND FD MID-CAP ETF ETF 922908629 21,432 162,799 SH   SOLE   162,799 0 0
VANGUARD IND FD MID-CAP ETF ETF 922908629 1,572 11,943 SH   OTR   11,943 0 0
Vanguard Large-Cap ETF ETF 922908637 1,867,531 15,995,984 SH   SOLE   15,401,111 0 594,873
VANGUARD LARGE-CAP ETF ETF 922908637 497 4,196 SH   SOLE   4,196 0 0
VANGUARD LARGE-CAP ETF ETF 922908637 173 1,458 SH   OTR   1,458 0 0
Vanguard Extended Market ETF ETF 922908652 1,110 12,359 SH   SOLE   12,132 0 227
Vanguard Growth ETF ETF 922908736 1,275,424 8,293,823 SH   SOLE   7,827,374 0 466,449
VANGUARD GROWTH ETF ETF 922908736 3,800 24,254 SH   SOLE   24,254 0 0
VANGUARD GROWTH ETF ETF 922908736 873 5,572 SH   OTR   5,572 0 0
Vanguard Value ETF ETF 922908744 7,257,326 82,366,664 SH   SOLE   80,489,800 0 1,876,864
VANGUARD VALUE ETF ETF 922908744 1,724 19,363 SH   SOLE   19,363 0 0
VANGUARD VALUE ETF ETF 922908744 284 3,193 SH   OTR   3,193 0 0
Vanguard Small-Cap ETF ETF 922908751 1,643,176 14,355,905 SH   SOLE   14,046,343 0 309,562
VANGUARD SMALL CAP ETF ETF 922908751 13,988 121,174 SH   SOLE   121,174 0 0
VANGUARD SMALL CAP ETF ETF 922908751 1,176 10,190 SH   OTR   10,190 0 0
Vanguard Total Stock Market ETF ETF 922908769 19,371 152,614 SH   SOLE   145,377 0 7,237
VANGUARD TOTAL STOCK MKT ETF ETF 922908769 6,132 47,568 SH   SOLE   47,568 0 0
VANGUARD TOTAL STOCK MKT ETF ETF 922908769 1,005 7,793 SH   OTR   7,793 0 0
WALMART INC COM 931142103 746 6,564 SH   SOLE   6,564 0 0
WALMART INC COM 931142103 153 1,348 SH   OTR   1,348 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 292 6,393 SH   SOLE   6,393 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1 24 SH   OTR   24 0 0
WELLS FARGO & CO COM 949746101 985 34,327 SH   SOLE   34,327 0 0
WELLS FARGO & CO COM 949746101 153 5,324 SH   OTR   5,324 0 0
TARGET CORP COM 87612E106 256 2,752 SH   SOLE   2,752 0 0
TARGET CORP COM 87612E106 44 469 SH   OTR   469 0 0
TOTAL S.A. SPON ADR SPON ADR 89151E109 4,886 131,193 SH   SOLE   131,193 0 0
TOTAL S.A. SPON ADR SPON ADR 89151E109 415 11,137 SH   OTR   11,137 0 0
AT & T INC COM 00206R102 4,231 145,154 SH   SOLE   145,154 0 0
AT & T INC COM 00206R102 553 18,966 SH   OTR   18,966 0 0
ABBVIE INC COM 00287Y109 1,225 16,072 SH   SOLE   16,072 0 0
ABBVIE INC COM 00287Y109 373 4,898 SH   OTR   4,898 0 0
ADOBE INC COM 00724F101 10,442 32,811 SH   SOLE   32,811 0 0
ADOBE INC COM 00724F101 785 2,468 SH   OTR   2,468 0 0
ALPHABET INC CL A COM 02079K305 16,528 14,224 SH   SOLE   14,224 0 0
ALPHABET INC CL A COM 02079K305 1,263 1,087 SH   OTR   1,087 0 0
ALTRIA GROUP INC COM 02209S103 241 6,226 SH   SOLE   6,226 0 0
ALTRIA GROUP INC COM 02209S103 98 2,537 SH   OTR   2,537 0 0
AMERICAN AIRLINES GROUP INC COM 02376R102 222 18,196 SH   OTR   18,196 0 0
AMERICAN TOWER CORP REIT COM 03027X100 8,247 37,875 SH   SOLE   37,875 0 0
AMERICAN TOWER CORP REIT COM 03027X100 262 1,205 SH   OTR   1,205 0 0
BLACKROCK INC CL A COM 09247X101 11,931 27,118 SH   SOLE   27,118 0 0
BLACKROCK INC CL A COM 09247X101 760 1,728 SH   OTR   1,728 0 0
BOOKING HOLDINGS INC COM 09857L108 4,462 3,317 SH   SOLE   3,317 0 0
BOOKING HOLDINGS INC COM 09857L108 312 232 SH   OTR   232 0 0
BROADCOM INC COM 11135F101 4,225 17,819 SH   SOLE   17,819 0 0
BROADCOM INC COM 11135F101 333 1,405 SH   OTR   1,405 0 0
CAPITAL ONE FINANCIAL CORP COM 14040H105 538 10,666 SH   SOLE   10,666 0 0
CAPITAL ONE FINANCIAL CORP COM 14040H105 25 491 SH   OTR   491 0 0
CISCO SYS INC COM 17275R102 205 5,209 SH   SOLE   5,209 0 0
CISCO SYS INC COM 17275R102 70 1,782 SH   OTR   1,782 0 0
COMCAST CORP-CL A COM 20030N101 4,197 122,089 SH   SOLE   122,089 0 0
COMCAST CORP-CL A COM 20030N101 215 6,252 SH   OTR   6,252 0 0
COSTCO WHOLESALE CORP NEW COM 22160K105 5,855 20,535 SH   SOLE   20,535 0 0
COSTCO WHOLESALE CORP NEW COM 22160K105 295 1,033 SH   OTR   1,033 0 0
DIAGEO PLC ADR SPON ADR 25243Q205 3,494 27,482 SH   SOLE   27,482 0 0
DIAGEO PLC ADR SPON ADR 25243Q205 295 2,322 SH   OTR   2,322 0 0
DOMINION ENERGY INC COM 25746U109 932 12,910 SH   SOLE   12,910 0 0
DOMINION ENERGY INC COM 25746U109 30 422 SH   OTR   422 0 0
DUKE ENERGY CORP COM 26441C204 5,882 72,726 SH   SOLE   72,726 0 0
DUKE ENERGY CORP COM 26441C204 658 8,131 SH   OTR   8,131 0 0
ENBRIDGE INCORPORATED SPON ADR 29250N105 909 31,247 SH   SOLE   31,247 0 0
ENBRIDGE INCORPORATED SPON ADR 29250N105 120 4,119 SH   OTR   4,119 0 0
EQUITY RESIDENTIAL PPTYS TR RE COM 29476L107 1,093 17,719 SH   SOLE   17,719 0 0
EQUITY RESIDENTIAL PPTYS TR RE COM 29476L107 256 4,141 SH   OTR   4,141 0 0
EXXON MOBIL CORP COM 30231G102 425 11,205 SH   SOLE   11,205 0 0
EXXON MOBIL CORP COM 30231G102 146 3,857 SH   OTR   3,857 0 0
FACEBOOK INC-A COM 30303M102 12,195 73,111 SH   SOLE   73,111 0 0
FACEBOOK INC-A COM 30303M102 828 4,966 SH   OTR   4,966 0 0
FEDEX CORPORATION COM 31428X106 265 2,183 SH   SOLE   2,183 0 0
FEDEX CORPORATION COM 31428X106 42 348 SH   OTR   348 0 0
ISHARES CORE INTL STOCK ETF ETF 46432F834 40,319 857,660 SH   SOLE   857,660 0 0
ISHARES CORE INTL STOCK ETF ETF 46432F834 4,880 103,805 SH   OTR   103,805 0 0
iShares Core MSCI EAFE ETF ETF 46432F842 2,244,605 45,603,534 SH   SOLE   42,758,013 0 2,845,521
ISHARES CORE MSCI EAFE ETF ETF 46432F842 50,181 1,005,835 SH   SOLE   1,005,835 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 5,156 103,351 SH   OTR   103,351 0 0
iShares Core 1-5 Year USD Bond ETF ETF 46432F859 12,389 247,298 SH   SOLE   242,484 0 4,814
ISHARES CORE 1-5 YEAR USD BO ETF 46432F859 476 9,431 SH   SOLE   9,431 0 0
ISHARES CORE MSCI EMERGING ETF 46434G103 190 4,702 SH   SOLE   4,702 0 0
ISHARES CORE MSCI EMERGING ETF 46434G103 171 4,233 SH   OTR   4,233 0 0
iShares Core Total USD Bond Market ETF ETF 46434V613 143,536 2,741,865 SH   SOLE   2,667,089 0 74,776
ISHARES CORE TOTAL BOND ETF ETF 46434V613 2,609 49,691 SH   SOLE   49,691 0 0
ISHARES CORE TOTAL BOND ETF ETF 46434V613 250 4,768 SH   OTR   4,768 0 0
iShares Global REIT ETF ETF 46434V647 71,753 3,737,159 SH   SOLE   3,559,112 0 178,047
JP MORGAN CHASE & CO COM 46625H100 11,771 130,750 SH   SOLE   130,750 0 0
JP MORGAN CHASE & CO COM 46625H100 878 9,752 SH   OTR   9,752 0 0
MARATHON PETROLEUM CORPORATION COM 56585A102 3,262 138,088 SH   SOLE   138,088 0 0
MARATHON PETROLEUM CORPORATION COM 56585A102 218 9,241 SH   OTR   9,241 0 0
MERCK & CO INC COM 58933Y105 12,532 162,877 SH   SOLE   162,877 0 0
MERCK & CO INC COM 58933Y105 1,182 15,369 SH   OTR   15,369 0 0
NEXTERA ENERGY INC COM 65339F101 7,487 31,116 SH   SOLE   31,116 0 0
NEXTERA ENERGY INC COM 65339F101 532 2,212 SH   OTR   2,212 0 0
NOVARTIS AG SPONSORED ADR SPON ADR 66987V109 9,915 120,255 SH   SOLE   120,255 0 0
NOVARTIS AG SPONSORED ADR SPON ADR 66987V109 770 9,338 SH   OTR   9,338 0 0
ORACLE CORPORATION COM 68389X105 3,466 71,713 SH   SOLE   71,713 0 0
ORACLE CORPORATION COM 68389X105 205 4,249 SH   OTR   4,249 0 0
PAYPAL HOLDINGS INC COM 70450Y103 8,734 91,229 SH   SOLE   91,229 0 0
PAYPAL HOLDINGS INC COM 70450Y103 674 7,038 SH   OTR   7,038 0 0
PROLOGIS INC REIT COM 74340W103 2,871 35,727 SH   SOLE   35,727 0 0
PROLOGIS INC REIT COM 74340W103 176 2,193 SH   OTR   2,193 0 0
REGIONS FINANCIAL CORP COM 7591EP100 274 30,601 SH   SOLE   30,601 0 0
REGIONS FINANCIAL CORP COM 7591EP100 13 1,503 SH   OTR   1,503 0 0
SPDR S&P 500 ETF Trust ETF 78462F103 19,243 75,936 SH   SOLE   72,923 0 3,013
STANDARD & POORS DEP RECEIPT E ETF 78462F103 64,878 251,710 SH   SOLE   251,710 0 0
STANDARD & POORS DEP RECEIPT E ETF 78462F103 8,196 31,798 SH   OTR   31,798 0 0
SPDR Dow Jones Global Real Estate ETF ETF 78463X749 111,452 3,083,907 SH   SOLE   3,053,045 0 30,862
SPDR DOW JONES GL REAL ESTATE ETF 78463X749 326 9,051 SH   SOLE   9,051 0 0
SPDR DOW JONES GL REAL ESTATE ETF 78463X749 5 136 SH   OTR   136 0 0
SPDR Blmbg Barclays Intl Trs Bd ETF ETF 78464A516 339 12,149 SH   SOLE   12,000 0 149
SPDR S&P Dividend ETF ETF 78464A763 53,968 687,407 SH   SOLE   671,151 0 16,256
SPDR S&P DIVIDEND ETF ETF 78464A763 11,949 149,627 SH   SOLE   149,627 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 1,413 17,692 SH   OTR   17,692 0 0
SPDR Dow Jones Industrial Avrg ETF Tr ETF 78467X109 14,980 69,242 SH   SOLE   66,881 0 2,361
SPDR DJIA TRUST ETF ETF 78467X109 344 1,568 SH   SOLE   1,568 0 0
SPDR DJIA TRUST ETF ETF 78467X109 79 361 SH   OTR   361 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 910 31,299 SH   SOLE   31,299 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 66 2,256 SH   OTR   2,256 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 793 9,866 SH   SOLE   9,866 0 0
3M CO COM 88579Y101 2,025 14,835 SH   SOLE   14,835 0 0
3M CO COM 88579Y101 123 900 SH   OTR   900 0 0
TRUIST FINANCIAL CORP COM 89832Q109 2,804 90,908 SH   SOLE   90,908 0 0
TRUIST FINANCIAL CORP COM 89832Q109 208 6,754 SH   OTR   6,754 0 0
VALERO ENERGY CORP COM 91913Y100 1,197 26,378 SH   SOLE   26,378 0 0
VALERO ENERGY CORP COM 91913Y100 182 4,012 SH   OTR   4,012 0 0
Vanguard Total International Bond ETF ETF 92203J407 5,160 91,433 SH   SOLE   85,874 0 5,559
VANGUARD TOTAL INTERNATIONAL ETF 92203J407 1,636 29,081 SH   SOLE   29,081 0 0
VANGUARD TOTAL INTERNATIONAL ETF 92203J407 41 725 SH   OTR   725 0 0
VERIZON COMMUNICATIONS COM 92343V104 8,880 165,274 SH   SOLE   165,274 0 0
VERIZON COMMUNICATIONS COM 92343V104 584 10,868 SH   OTR   10,868 0 0
VISA INC-CLASS A COM 92826C839 19,224 119,315 SH   SOLE   119,315 0 0
VISA INC-CLASS A COM 92826C839 1,336 8,295 SH   OTR   8,295 0 0
WELLTOWER INC REIT COM 95040Q104 1,223 26,719 SH   SOLE   26,719 0 0
WELLTOWER INC REIT COM 95040Q104 211 4,609 SH   OTR   4,609 0 0
XCEL ENERGY INC COM 98389B100 188 3,126 SH   SOLE   3,126 0 0
XCEL ENERGY INC COM 98389B100 22 361 SH   OTR   361 0 0
ZIMMER HLDGS INC COM 98956P102 246 2,431 SH   SOLE   2,431 0 0
ZIMMER HLDGS INC COM 98956P102 44 438 SH   OTR   438 0 0
ZOETIS INC COM 98978V103 371 3,152 SH   SOLE   3,152 0 0
ZOETIS INC COM 98978V103 29 250 SH   OTR   250 0 0
ACCENTURE PLC IRELAND CL A SPON ADR G1151C101 256 1,568 SH   SOLE   1,568 0 0
ACCENTURE PLC IRELAND CL A SPON ADR G1151C101 5 28 SH   OTR   28 0 0
INVESCO LIMITED SPON ADR G491BT108 114 12,523 SH   SOLE   12,523 0 0
LINDE PLC SPON ADR G5494J103 7,856 45,409 SH   SOLE   45,409 0 0
LINDE PLC SPON ADR G5494J103 544 3,142 SH   OTR   3,142 0 0
MEDTRONIC PLC COM G5960L103 9,259 102,673 SH   SOLE   102,673 0 0
MEDTRONIC PLC COM G5960L103 691 7,660 SH   OTR   7,660 0 0
CHECK POINT SOFTWARE TECH LT O SPON ADR M22465104 1,667 16,580 SH   SOLE   16,580 0 0
CHECK POINT SOFTWARE TECH LT O SPON ADR M22465104 44 439 SH   OTR   439 0 0