Segment Information (Tables)

12 Months Ended

Sep. 30, 2011

Schedule of Segment Reporting Information, by Segment

The following tables summarize segment information for fiscal 2011, 2010 and 2009:

	2011
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	258,736		$	164,918		$	29,776		$	—		$	453,430
Professional services		100,921			2,102			12,918			—			115,941
License		23,371			1,547			25,394			—			50,312
Total segment revenues		383,028			168,567			68,088			—			619,683
Segment operating expense		(276,467	)		(55,169	)		(54,398	)		(70,680	)		(456,714	)
Segment operating income	$	106,561		$	113,398		$	13,690		$	(70,680	)		162,969
Unallocated share-based compensation expense														(15,500	)
Unallocated amortization expense														(7,741	)
Unallocated restructuring expense														(12,391	)
Operating income														127,337
Unallocated interest income														2,192
Unallocated interest expense														(32,364	)
Unallocated other expense, net														290
Income before income taxes													$	97,455
Depreciation expense	$	12,784		$	1,007		$	1,667		$	998		$	16,456

	2010
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	257,275		$	170,141		$	28,071					$	455,487
Professional services		86,097			2,042			14,739						102,878
License		23,886			156			23,236						47,278
Total segment revenues		367,258			172,339			66,046			—			605,643
Segment operating expense		(273,983	)		(61,688	)		(57,634	)		(69,166	)		(462,471	)
Segment operating income	$	93,275		$	110,651		$	8,412		$	(69,166	)		143,172
Unallocated share-based compensation expense														(17,305	)
Unallocated amortization expense														(10,901	)
Unallocated restructuring expense														(1,617	)
Operating income														113,349
Unallocated interest income														1,688
Unallocated interest expense														(24,124	)
Unallocated other expense, net														1,391
Income before income taxes													$	92,304
Depreciation expense	$	14,998		$	1,339		$	2,147		$	1,533		$	20,017

	2009
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	274,123		$	178,048		$	26,531		$	—		$	478,702
Professional services		92,000			1,527			18,886			—			112,413
License		17,007			—			22,613			—			39,620
Total segment revenues		383,130			179,575			68,030			—			630,735
Segment operating expense		(270,541	)		(57,373	)		(60,676	)		(80,868	)		(469,458	)
Segment operating income	$	112,589		$	122,202		$	7,354		$	(80,868	)		161,277
Unallocated share-based compensation expense														(19,935	)
Unallocated amortization expense														(12,891	)
Unallocated restructuring expense														(8,711	)
Unallocated loss on sale of product line assets														(2,993	)
Operating income														116,747
Unallocated interest income														4,717
Unallocated interest expense														(25,481	)
Unallocated other income, net														1,587
Income before income taxes													$	97,570
Depreciation expense	$	19,569		$	1,827		$	2,248		$	1,884		$	25,528

Schedule of Revenue by Major Customers by Reporting Segments

Our revenues and percentage of revenues by reportable market segments were as follows for fiscal 2011, 2010 and 2009, the majority of which were derived from the sale of products and services within the banking and insurance industries:

	2011				2010				2009
	(Dollars in thousands)
Applications	$	383,028	62	%	$	367,258	61	%	$	383,130	61	%
Scores		168,567	27	%		172,339	28	%		179,575	28	%
Tools		68,088	11	%		66,046	11	%		68,030	11	%
	$	619,683	100	%	$	605,643	100	%	$	630,735	100	%

Schedule of Revenue from External Customers Attributed to Foreign Countries by Geographic Area

Our revenues and percentage of revenues on a geographical basis are summarized below for fiscal 2011, 2010 and 2009. No individual country outside of the United States accounted for 10% or more of revenue in any of these years.

	2011				2010				2009
	(Dollars in thousands)
United States	$	389,676	63	%	$	396,036	65	%	$	430,958	68	%
Other International		230,007	37	%		209,607	35	%		199,777	32	%
	$	619,683	100	%	$	605,643	100	%	$	630,735	100	%

Schedule Of Property Plant and Equipment By Geographic Area

Our property and equipment, net, on a geographical basis are summarized below at September 30, 2011 and 2010. At September 30, 2011 and 2010, no individual country outside of the United States accounted for 10% or more of total consolidated net property and equipment.

	2011				2010
	(Dollars in thousands)
United States	$	29,899	91	%	$	27,452	89	%
International		3,118	9	%		3,523	11	%
	$	33,017	100	%	$	30,975	100	%