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Revenue from Contract with Customer (Tables)
 3 Months Ended
Dec. 31, 2024
Revenue from Contract with Customer [Abstract]  
Disaggregation of Revenue
The following tables provide information about disaggregated revenue by primary geographical market:

Quarter Ended December 31, 2024
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$232,966 $146,909 $379,875 87 %
Europe, Middle East and Africa1,877 34,482 36,359 8 %
Asia Pacific832 22,902 23,734 5 %
      Total$235,675 $204,293 $439,968 100 %

Quarter Ended December 31, 2023
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$184,948 $133,562 $318,510 83 %
Europe, Middle East and Africa1,308 35,060 36,368 10 %
Asia Pacific5,856 21,325 27,181 7 %
      Total$192,112 $189,947 $382,059 100 %

The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by deployment method:
Quarter Ended December 31,Percentage of revenues
2024202320242023
(Dollars in thousands)
On-premises software$82,835 $72,472 45 %43 %
SaaS software103,176 96,196 55 %57 %
Total$186,011 $168,668 100 %100 %
The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by product features:
Quarter Ended December 31,Percentage of revenues
2024202320242023
(Dollars in thousands)
Platform software$53,822 $45,173 29 %27 %
Non-platform software132,189 123,495 71 %73 %
Total$186,011 $168,668 100 %100 %
The following table provides information about disaggregated revenue for on-premises and SaaS software within our Software segment by timing of revenue recognition:
Quarter Ended December 31,Percentage of revenues
2024202320242023
(Dollars in thousands)
Software recognized at a point in time (1)
$22,808 $13,782 12 %8 %
Software recognized over contract term (2)
163,203 154,886 88 %92 %
Total$186,011 $168,668 100 %100 %
(1)Includes license portion of our on-premises subscription software and perpetual license, both of which are recognized when the software is made available to the customer, or at the start of the subscription.
(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.
The following table provides information about disaggregated revenue for our Scores segment by distribution method:

Quarter Ended December 31,Percentage of revenues
2024202320242023
(Dollars in thousands)
Business-to-business Scores$182,391 $140,442 77 %73 %
Business-to-consumer Scores53,284 51,670 23 %27 %
       Total$235,675 $192,112 100 %100 %
We derive a substantial portion of revenues from our contracts with the three major consumer reporting agencies, TransUnion, Equifax and Experian. Revenues collectively generated by agreements with these customers accounted for 44% and 39% of our total revenues in the quarters ended December 31, 2024 and 2023, respectively, with all three consumer reporting agencies each contributing more than 10% of our total revenues in each of the quarters ended December 31, 2024 and 2023. At each of December 31, 2024 and September 30, 2024, one individual customer accounted for 10% or more of total consolidated receivables.
Schedule of Accounts Receivable
Receivables at December 31, 2024 and September 30, 2024 consisted of the following: 
 December 31, 2024September 30, 2024
 (In thousands)
Billed$207,719 $264,942 
Unbilled200,702 210,795 
408,421 475,737 
Less: allowance for doubtful accounts(6,943)(6,454)
Net receivables401,478 469,283 
    Less: long-term receivables (*)(50,554)(42,641)
    Short-term receivables (*)$350,924 $426,642 
(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.
Deferred Revenue, by Arrangement, Disclosure
Deferred revenue primarily relates to our maintenance and SaaS contracts billed annually in advance and generally recognized ratably over the term of the service period. Significant changes in the deferred revenues balances are as follows:
Quarter Ended  
December 31, 2024
(In thousands)
Deferred revenues, beginning balance (*)$160,209 
Revenue recognized that was included in the deferred revenues balance at the beginning of the period(75,280)
Increases due to billings, excluding amounts recognized as revenue during the period83,650 
Deferred revenues, ending balance (*)$168,579 
(*) Deferred revenues at December 31, 2024 included current portion of $165.4 million and long-term portion of $3.2 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets. Deferred revenues at September 30, 2024 included current portion of $156.9 million and long-term portion of $3.3 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets.