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Revenue from Contract with Customer (Tables)
 6 Months Ended
Mar. 31, 2024
Revenue from Contract with Customer [Abstract]  
Disaggregation of Revenue
The following tables provide information about disaggregated revenue by primary geographical market:

Quarter Ended March 31, 2024
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$233,723 $130,294 $364,017 84 %
Europe, Middle East and Africa1,278 40,979 42,257 10 %
Asia Pacific1,884 25,651 27,535 6 %
      Total$236,885 $196,924 $433,809 100 %

Quarter Ended March 31, 2023
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$197,039 $121,264 $318,303 84 %
Europe, Middle East and Africa1,154 40,199 41,353 11 %
Asia Pacific314 20,296 20,610 5 %
      Total$198,507 $181,759 $380,266 100 %

Six Months Ended March 31, 2024
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$418,671 $263,856 $682,527 84 %
Europe, Middle East and Africa2,586 76,039 78,625 9 %
Asia Pacific7,740 46,976 54,716 7 %
      Total$428,997 $386,871 $815,868 100 %
Six Months Ended March 31, 2023
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$370,336 $239,094 $609,430 84 %
Europe, Middle East and Africa2,502 71,191 73,693 10 %
Asia Pacific3,657 38,356 42,013 6 %
      Total$376,495 $348,641 $725,136 100 %
The following table provides information about disaggregated revenue for our Software segment by deployment method:
Quarter Ended March 31,Percentage of revenuesSix Months Ended March 31,Percentage of revenues
20242023202420232024202320242023
(Dollars in thousands)
On-premises software$79,697 $73,473 45 %48 %$152,169 $138,395 44 %46 %
SaaS software97,483 81,111 55 %52 %193,679 160,749 56 %54 %
Total on-premises and SaaS software$177,180 $154,584 100 %100 %$345,848 $299,144 100 %100 %
The following table provides information about disaggregated revenue for our Software segment by product features:
Quarter Ended March 31,Percentage of revenuesSix Months Ended March 31,Percentage of revenues
20242023202420232024202320242023
(Dollars in thousands)
Platform software$47,325 $38,682 27 %25 %$92,498 $69,510 27 %23 %
Non-platform software129,855 115,902 73 %75 %253,350 229,634 73 %77 %
Total on-premises and SaaS software$177,180 $154,584 100 %100 %$345,848 $299,144 100 %100 %
The following table provides information about disaggregated revenue for our Software segment by timing of revenue recognition:
Quarter Ended March 31,Percentage of revenuesSix Months Ended March 31,Percentage of revenues
20242023202420232024202320242023
(Dollars in thousands)
Software recognized at a point in time (1)
$20,177 $19,193 11 %12 %$33,959 $30,996 10 %10 %
Software recognized over contract term (2)
157,003 135,391 89 %88 %311,889 268,148 90 %90 %
Total on-premises and SaaS software$177,180 $154,584 100 %100 %$345,848 $299,144 100 %100 %
(1)Includes license portion of our on-premises subscription software and perpetual license, both of which are recognized when the software is made available to the customer, or at the start of the subscription.
(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.
The following table provides information about disaggregated revenue for our Scores segment by distribution method:

Quarter Ended March 31,Percentage of revenuesSix Months Ended March 31,Percentage of revenues
20242023202420232024202320242023
(Dollars in thousands)
Business-to-business Scores$185,508 $144,874 78 %73 %$325,950 $269,779 76 %72 %
Business-to-consumer Scores51,377 53,633 22 %27 %103,047 106,716 24 %28 %
     Total$236,885 $198,507 100 %100 %$428,997 $376,495 100 %100 %
We derive a substantial portion of revenues from our contracts with the three major consumer reporting agencies, TransUnion, Equifax and Experian. Revenues collectively generated by agreements with these customers accounted for 47% and 43% of our total revenues in the quarters ended March 31, 2024 and 2023, respectively, with all three consumer reporting agencies each contributing more than 10% of our total revenues in each of the quarters ended March 31, 2024 and 2023. Revenues collectively generated by agreements with these customers accounted for 43% and 40% of our total revenues in the six months ended March 31, 2024 and 2023, respectively, with three and two consumer reporting agencies each contributing more than 10% of our total revenues in the six months ended March 31, 2024 and 2023, respectively. At March 31, 2024 and September 30, 2023, two and one individual customers each accounted for 10% or more of total consolidated receivables, respectively.
Schedule of Accounts Receivable
Receivables at March 31, 2024 and September 30, 2023 consisted of the following: 
 March 31, 2024September 30, 2023
 (In thousands)
Billed$300,179 $234,745 
Unbilled213,023 203,896 
513,202 438,641 
Less: allowance for doubtful accounts(5,806)(4,978)
Net receivables507,396 433,663 
    Less: long-term receivables (*)(38,371)(45,716)
    Short-term receivables (*)$469,025 $387,947 
(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.
Deferred Revenue, by Arrangement, Disclosure
Deferred revenue primarily relates to our maintenance and SaaS contracts billed annually in advance and generally recognized ratably over the term of the service period. Significant changes in the deferred revenues balances are as follows:
Six Months Ended  
March 31, 2024
(In thousands)
Deferred revenues, beginning balance (*)$143,235 
Revenue recognized that was included in the deferred revenues balance at the beginning of the period(102,063)
Increases due to billings, excluding amounts recognized as revenue during the period108,904 
Deferred revenues, ending balance (*)$150,076 
(*) Deferred revenues at March 31, 2024 included current portion of $143.6 million and long-term portion of $6.5 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets. Deferred revenues at September 30, 2023 included current portion of $136.7 million and long-term portion of $6.5 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets.