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Revenue from Contract with Customer (Tables)
 3 Months Ended
Dec. 31, 2022
Revenue from Contract with Customer [Abstract]  
Disaggregation of Revenue
The following tables provide information about disaggregated revenue by primary geographical market:

Quarter Ended December 31, 2022
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$173,297 $117,830 $291,127 85 %
Europe, Middle East and Africa1,348 30,992 32,340 9 %
Asia Pacific3,343 18,060 21,403 6 %
      Total$177,988 $166,882 $344,870 100 %

Quarter Ended December 31, 2021
ScoresSoftwareTotalPercentage
(Dollars in thousands)
Americas$165,712 $99,185 $264,897 82 %
Europe, Middle East and Africa1,493 37,398 38,891 12 %
Asia Pacific2,282 16,291 18,573 6 %
      Total$169,487 $152,874 $322,361 100 %
The following table provides information about disaggregated revenue for our Software segment by deployment method:
Quarter Ended December 31,Percentage of revenues
2022202120222021
(Dollars in thousands)
On-premises software$64,922 $57,295 45 %45 %
SaaS software79,638 69,043 55 %55 %
     Total on-premises and SaaS software$144,560 $126,338 100 %100 %
The following table provides information about disaggregated revenue for our Software segment by product features:
Quarter Ended December 31,Percentage of revenues
2022202120222021
(Dollars in thousands)
Platform software (*)$30,828 $22,072 21 %17 %
Non-platform software113,732 104,266 79 %83 %
     Total on-premises and SaaS software$144,560 $126,338 100 %100 %
(*) The FICO platform software is a set of interoperable capabilities which use software assets owned and/or governed by FICO for building solutions and services which conform to FICO architectural standards based on key elements of Cloud Native Computing design principles. These standards encompass shared security context and access using FICO standard application programming interfaces.
The following table provides information about disaggregated revenue for our Software segment by timing of revenue recognition:

Quarter Ended December 31,Percentage of revenues
2022202120222021
(Dollars in thousands)
Software recognized at a point in time (1)
$11,803 $7,159 8 %6 %
Software recognized over contract term (2)
132,757 119,179 92 %94 %
     Total on-premises and SaaS software$144,560 $126,338 100 %100 %
(1)Includes license portion of our on-premises subscription software and perpetual license, both of which are recognized when the software is made available to the customer, or at the start of the subscription.
(2)Includes maintenance portion and usage-based fees of our on-premises subscription software, maintenance revenue on perpetual licenses, as well as SaaS revenue.
The following table provides information about disaggregated revenue for our Scores segment by distribution method:

Quarter Ended December 31,Percentage of revenues
2022202120222021
(Dollars in thousands)
Business-to-business Scores$124,905 $112,968 70 %67 %
Business-to-consumer Scores53,083 56,519 30 %33 %
     Total$177,988 $169,487 100 %100 %
We derive a substantial portion of revenues from our contracts with the three major consumer reporting agencies, TransUnion, Equifax and Experian. Revenues collectively generated by agreements with these customers accounted for 36% and 38% of our total revenues in the quarters ended December 31, 2022 and 2021, respectively, with two consumer reporting agencies each contributing more than 10% of our total revenues in each of the quarters ended December 31, 2022 and 2021.
Schedule of Accounts, Notes, Loans and Financing Receivable
Receivables at December 31, 2022 and September 30, 2022 consisted of the following: 
 December 31, 2022September 30, 2022
 (In thousands)
Billed$183,266 $203,351 
Unbilled175,200 165,386 
358,466 368,737 
Less: allowance for doubtful accounts(4,218)(4,218)
Net receivables354,248 364,519 
    Less: long-term receivables (*)(46,014)(42,109)
    Short-term receivables (*)$308,234 $322,410 
(*) Short-term receivables and long-term receivables were recorded in accounts receivable, net and other assets, respectively, within the accompanying condensed consolidated balance sheets.
Deferred Revenue, by Arrangement, Disclosure Deferred revenue primarily relates to our maintenance and SaaS contracts billed annually in advance and generally recognized ratably over the term of the service period. Significant changes in the deferred revenues balances are as follows:
Quarter Ended  
December 31, 2022
(In thousands)
Deferred revenues, beginning balance (*)$126,560 
Revenue recognized that was included in the deferred revenues balance at the beginning of the period(55,674)
Increases due to billings, excluding amounts recognized as revenue during the period62,702 
Deferred revenues, ending balance (*)$133,588 
(*) Deferred revenues at December 31, 2022 included current portion of $126.9 million and long-term portion of $6.7 million that were recorded in deferred revenue and other liabilities, respectively, within the condensed consolidated balance sheets.