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Segment Information (Tables)
 12 Months Ended
Sep. 30, 2018
Revenue, Major Customer [Line Items]  
Schedule of Segment Reporting Information, by Segment
The following tables summarize segment information for fiscal 2018, 2017 and 2016: 
 
Year Ended September 30, 2018
 
Applications
 
Scores
 
Decision Management Software
 
Unallocated
Corporate
Expenses
 
Total
 
(In thousands)
Segment revenues:
 
 
 
 
 
 
 
 
 
Transactional and maintenance
$
381,109

 
$
337,530

 
$
47,420

 
$
—

 
$
766,059

Professional services
142,908

 
1,751

 
32,145

 
—

 
176,804

License
61,554

 
3,367

 
24,691

 
—

 
89,612

Total segment revenues
585,571

 
342,648

 
104,256

 
—

 
1,032,475

Segment operating expense
(420,995
)
 
(63,477
)
 
(134,903
)
 
(125,255
)
 
(744,630
)
Segment operating income (loss)
$
164,576

 
$
279,171

 
$
(30,647
)
 
$
(125,255
)
 
$
287,845

Unallocated share-based compensation expense
 
 
 
 
 
 
 
 
(74,814
)
Unallocated amortization expense
 
 
 
 
 
 
 
 
(6,594
)
Operating income
 
 
 
 
 
 
 
 
206,437

Unallocated interest expense, net
 
 
 
 
 
 
 
 
(31,311
)
Unallocated other income, net
 
 
 
 
 
 
 
 
12,884

Income before income taxes
 
 
 
 
 
 
 
 
$
188,010

Depreciation expense
$
15,651

 
$
555

 
$
5,471

 
$
956

 
$
22,633

 
 
Year Ended September 30, 2017
 
Applications
 
Scores
 
Decision Management Software
 
Unallocated
Corporate
Expenses
 
Total
 
(In thousands)
Segment revenues:
 
 
 
 
 
 
 
 
 
Transactional and maintenance
$
348,861

 
$
259,780

 
$
44,019

 
$
—

 
$
652,660

Professional services
141,857

 
2,849

 
34,863

 
—

 
179,569

License
62,449

 
3,725

 
33,766

 
—

 
99,940

Total segment revenues
553,167

 
266,354

 
112,648

 
—

 
932,169

Segment operating expense
(393,667
)
 
(54,436
)
 
(123,466
)
 
(104,998
)
 
(676,567
)
Segment operating income (loss)
$
159,500

 
$
211,918

 
$
(10,818
)
 
$
(104,998
)
 
255,602

Unallocated share-based compensation expense
 
 
 
 
 
 
 
 
(61,222
)
Unallocated amortization expense
 
 
 
 
 
 
 
 
(12,709
)
Unallocated restructuring and acquisition-related expenses
 
 
 
 
 
 
 
 
(4,471
)
Operating income
 
 
 
 
 
 
 
 
177,200

Unallocated interest expense, net
 
 
 
 
 
 
 
 
(25,790
)
Unallocated other expense, net
 
 
 
 
 
 
 
 
(86
)
Income before income taxes
 
 
 
 
 
 
 
 
$
151,324

Depreciation expense
$
15,857

 
$
991

 
$
4,783

 
$
1,349

 
$
22,980


 
 
Year Ended September 30, 2016
 
Applications
 
Scores
 
Decision Management Software
 
Unallocated
Corporate
Expenses
 
Total
 
(In thousands)
Segment revenues:
 
 
 
 
 
 
 
 
 
Transactional and maintenance
$
328,472

 
$
233,655

 
$
43,792

 
$
—

 
$
605,919

Professional services
138,775

 
4,185

 
26,778

 
—

 
169,738

License
65,395

 
3,219

 
37,085

 
—

 
105,699

Total segment revenues
532,642

 
241,059

 
107,655

 
—

 
881,356

Segment operating expense
(364,371
)
 
(55,975
)
 
(111,315
)
 
(110,612
)
 
(642,273
)
Segment operating income (loss)
$
168,271

 
$
185,084

 
$
(3,660
)
 
$
(110,612
)
 
239,083

Unallocated share-based compensation expense
 
 
 
 
 
 
 
 
(55,509
)
Unallocated amortization expense
 
 
 
 
 
 
 
 
(13,982
)
Operating income
 
 
 
 
 
 
 
 
169,592

Unallocated interest expense, net
 
 
 
 
 
 
 
 
(26,633
)
Unallocated other income, net
 
 
 
 
 
 
 
 
1,610

Income before income taxes
 
 
 
 
 
 
 
 
$
144,569

Depreciation expense
$
11,852

 
$
814

 
$
3,657

 
$
1,328

 
$
17,651
Revenues and Percentage of Revenue by Reporting Segments
Our revenues and percentage of revenues by reportable market segments were as follows for fiscal 2018, 2017 and 2016, the majority of which were derived from the sale of products and services within the banking (including consumer credit) industry:
 
 
Year Ended September 30,
 
2018
 
2017
 
2016
 
(Dollars in thousands)
Applications
$
585,571

 
57
%
 
$
553,167

 
59
%
 
$
532,642

 
61
%
Scores
342,648

 
33
%
 
266,354

 
29
%
 
241,059

 
27
%
Decision Management Software
104,256

 
10
%
 
112,648

 
12
%
 
107,655

 
12
%
Total
$
1,032,475

 
100
%
 
$
932,169

 
100
%
 
$
881,356

 
100
%
Revenues and Percentage of Revenues on Geographical Basis
Our revenues and percentage of revenues on a geographical basis are summarized below for fiscal 2018, 2017 and 2016: 
 
Year Ended September 30,
 
2018
 
2017
 
2016
 
(Dollars in thousands)
United States
$
679,425

 
66
%
 
$
598,765

 
64
%
 
$
567,443

 
64
%
United Kingdom
77,053

 
7
%
 
71,989

 
8
%
 
86,485

 
10
%
Other countries
275,997

 
27
%
 
261,415

 
28
%
 
227,428

 
26
%
Total
$
1,032,475

 
100
%
 
$
932,169

 
100
%
 
$
881,356

 
100
%
Revenues and Percentage of Revenues by Customers
Revenue generated from a single customer or a group of customers which represented 10% or greater of total revenue are summarized below for fiscal 2018, 2017 and 2016: 
 
Year Ended September 30,
 
2018
 
2017
 
2016
 
(Dollars in thousands)
Experian
$
109,638

 
11
%
 
$
80,347

 
9
%
 
$
65,753

 
8
%
TransUnion and Equifax
143,922

 
14
%
 
104,475

 
11
%
 
97,427

 
11
%
Other customers
778,915

 
75
%
 
747,347

 
80
%
 
718,176

 
81
%
Total
$
1,032,475

 
100
%
 
$
932,169

 
100
%
 
$
881,356

 
100
%
Property and Equipment Net on Geographical Basis
Our property and equipment, net, on a geographical basis are summarized below at September 30, 2018 and 2017:
 
September 30,
 
2018
 
2017
 
(Dollars in thousands)
United States
$
39,593

 
81
%
 
$
30,773

 
76
%
United Kingdom
4,296

 
9
%
 
4,893

 
12
%
Other countries
4,948

 
10
%
 
5,037

 
12
%
Total
$
48,837

 
100
%
 
$
40,703

 
100
%