Exhibit (1)

                     MONY LIFE INSURANCE COMPANY OF AMERICA
                           CERTIFICATION OF RESOLUTION

         I HEREBY CERTIFY that the following is a true copy of the resolutions
adopted by the Board of Directors of MONY Life Insurance Company of America
without a meeting on written consent on March 27, 1987, that the same are in
conformity with the provisions of the Articles of Incorporation and By-Laws of
the Company and that they are now in full force and effect.

                  RESOLVED the Company, pursuant to the provisions of Arizona
         law and subject to the approval of the Director of Insurance of
         Arizona, hereby establishes a separate account to be designated
         initially as the MONY America Variable Account A (hereinafter referred
         to as "Variable Account") for the following uses and purposes and
         subject to such conditions as are hereinafter set forth; and

                  FURTHER RESOLVED that the Variable Account shall be
         established for the purpose of providing for the issuance by the
         Company of such variable annuity contracts (hereinafter referred to as
         "Contracts") of the Company as the Board of Directors may designate for
         such purpose and shall constitute a separate account into which are
         allocated amounts paid to or held by the Company under such Contracts
         and any dividend accumulations with respect to such contracts; and

                  FURTHER RESOLVED that the Variable Account shall be registered
         as a unit investment trust under the Investment Company Act of 1940,
         and that the proper officers of the Company are authorized to sign and
         file, or cause to be filed, with the Securities and Exchange Commission
         ("SEC"), the following; (1) a registration statement on SEC Form N-4,
         on behalf of the Variable Account, as registrant, under the Investment
         Company Act of 1940 (Investment Company Act Registration); and (2) an
         application for an order under Section 6(c) of the Investment Company
         Act of 1940 for such exemptions from the provisions of that Act as may
         be necessary or desirable (Investment Company Act Application); and

                  FURTHER RESOLVED that the proper officers of the Company are
         authorized to sign and file, or cause to be filed with the Securities
         and Exchange Commission, on behalf of the Company, as issuer, a
         registration statement on SEC Form N-4, including the financial
         statements and schedules, exhibits and form of prospectus and Statement
         of Additional Information required as a part thereof, for the
         registration of the offering and sale of such Contracts, to the extent
         they represent participating interests in the Variable Account under
         the Securities Act of 1933 (Securities Act Registration), and to pay
         the registration fees required in connection therewith; and

                  FURTHER RESOLVED that the proper officers of the Company are
         authorized and directed to sign and file, or cause to be filed, such
         amendment or amendments of such Investment Company Act Registration,
         Investment Company Act Application or Securities Act Registration as
         they may find necessary or advisable from time to time; and

                  FURTHER RESOLVED that the signature of any director or officer
         required by law to affix his signature to such Investment Act Company
         Act Registration, Investment Company Act Application or Securities Act
         Registration or to any amendment thereof may be affixed by such
         director or officer personally, or by an attorney-in-fact duly
         constituted in writing by said director or officer to sign his name
         thereto; and

                  FURTHER RESOLVED that the proper officers of the Company may
         sign on behalf of and as attorneys for other officers with respect to
         any documents referred to in this Action by Written Consent; and

                  FURTHER RESOLVED that the proper officers of the Company are
         authorized to take whatever steps may be necessary or desirable to
         comply with such of the laws and regulations of the several states as
         may be applicable to the Company's sale of the Contracts; and

                  FURTHER RESOLVED that the proper officers of the Company and
         its counsel are authorized, in the name and on behalf of the Company,
         under its corporate seal or otherwise to execute and deliver such
         corporate documents and certificates and to take such further action as
         may be necessary or desirable, including, but not limited to, the
         payment of applicable fees, in order to effectuate the purposes of the
         foregoing resolutions or any of them, and such officers are authorized
         to pay such expenses, as in their judgment shall be necessary, proper
         or advisable in order fully to carry out the intent and accomplish the
         purposes of the resolutions heretofore adopted in this Action by
         Written Consent, and each of them.

         IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed the
seal of said Company this 8th day of September, 1998.

                                                            /s/ David S. Waldman
                                                            --------------------
                                                                       Secretary