Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2018

Receivables [Abstract]

Information about Loans and Leases

Loans and leases were as follows:

	At December 31,
(In thousands)	2018		2017
Consumer real estate:
First mortgage lien	$	2,444,380	$	1,959,387
Junior lien	2,965,960		2,860,309
Total consumer real estate	5,410,340		4,819,696
Commercial:
Commercial real estate:
Permanent	2,510,583		2,385,752
Construction and development	397,564		365,533
Total commercial real estate	2,908,147		2,751,285
Commercial business	943,156		809,908
Total commercial	3,851,303		3,561,193
Leasing and equipment finance	4,699,740		4,761,661
Inventory finance	3,107,356		2,739,754
Auto finance	1,982,277		3,199,639
Other	21,295		22,517
Total loans and leases(1)	$	19,072,311	$	19,104,460

(1) Loans and leases are reported at historical cost including net direct fees and costs associated with originating and acquiring loans and leases, lease residuals, unearned income and unamortized purchase premiums and discounts. The aggregate amount of these loan and lease adjustments was $(2.2) million and $33.3 million at December 31, 2018 and 2017, respectively.

Interest-only Strips and Contractual Liabilities

Total interest-only strips and the contractual liabilities related to loan sales were as follows:

	At December 31,
(In thousands)	2018		2017
Interest-only strips attributable to:
Consumer real estate loan sales	$	15,316	$	16,440
Auto finance loan sales	1,519		4,946
Total interest-only strips	$	16,835	$	21,386
Contractual liabilities attributable to:
Consumer real estate loan sales	$	1,321	$	1,234

Schedule of Future Minimum Lease Payments Receivable

Future minimum lease payments receivable for direct financing, sales-type and operating leases at December 31, 2018 were as follows:

(In thousands)
2019	$	986,449
2020	739,766
2021	520,985
2022	301,757
2023	145,156
Thereafter	57,194
Total	$	2,751,307

Changes in Accretable Yield and Carrying Value of PCI Loans

The changes in accretable yield and carrying value of all PCI loans were as follows:

	At or For the Year Ended December 31,
	2018						2017
(In thousands)	Accretable Yield			Carrying Amount			Accretable Yield			Carrying Amount
Balance, beginning of period	$	1,051		$	11,844		$	—		$	17
Additions due to acquisitions of loans	—			—			2,635			13,951
Accretion	(215		)	215			(25		)	25
Reclassifications from non-accretable difference	370			(356		)	312			—
Payments received	(245		)	(7,886		)	(1,871		)	(2,149		)
Balance, end of period	$	961		$	3,817		$	1,051		$	11,844