Premises and Equipment, Net

12 Months Ended

Dec. 31, 2018

Property, Plant and Equipment [Abstract]

Premises and equipment, net were as follows:



	At December 31,
(In thousands)	2018		2017
Land	$	144,754	$	146,688
Office buildings	268,495		272,428
Leasehold improvements	51,868		48,543
Furniture, equipment and computer software	404,743		363,445
Premises and equipment leased under capital leases	3,180		—
Subtotal	873,040		831,104
Less: Accumulated depreciation and amortization	445,506		409,555
Premises and equipment, net	$	427,534	$	421,549

Depreciation and amortization expense related to premises and equipment was $48.6 million, $45.9 million and $44.9 million for 2018, 2017 and 2016, respectively. TCF leases certain premises and equipment under operating leases. Lease expense was $38.0 million, $36.4 million and $36.5 million for 2018, 2017 and 2016, respectively. Sublease income was $1.0 million for 2018, 2017 and 2016, respectively.

At December 31, 2018, the total future minimum rental payments for operating leases of premises and equipment were as follows:



(In thousands)
2019	$	26,309
2020	25,160
2021	17,144
2022	12,258
2023	10,590
Thereafter	32,448
Total	$	123,909