-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, OlJkUjd21Tc56zRTysJ17PVOqdp+d8aJ/D3HOBDkRktZMkSvopqZ25Er66UHeHIc FDQ1xc474855VnTKbkKtIw== 0000814178-97-000004.txt : 19970506 0000814178-97-000004.hdr.sgml : 19970506 ACCESSION NUMBER: 0000814178-97-000004 CONFORMED SUBMISSION TYPE: 10-K/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19961231 FILED AS OF DATE: 19970505 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIRST NATIONAL BANKSHARES CORP CENTRAL INDEX KEY: 0000814178 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 621306172 STATE OF INCORPORATION: WV FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 033-14252 FILM NUMBER: 97595517 BUSINESS ADDRESS: STREET 1: ONE CEDAR ST STREET 2: P O BOX 457 CITY: RONCEVERTE STATE: WV ZIP: 24970 BUSINESS PHONE: 3046474500 MAIL ADDRESS: STREET 1: P O BOX 457 STREET 2: ONE CEDAR STREET CITY: RONCEVERTE STATE: WV ZIP: 24970 10-K/A 1 U.S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) [X] ANNUAL REPORT UNDER SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [FEE REQUIRED] For the fiscal year ended December 31, 1996 OR [ ] TRANSITION REPORT UNDER SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission file number 33-14252 FIRST NATIONAL BANKSHARES CORPORATION (Exact name of registrant as specified in its charter) West Virginia 62-1306172 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification Number) One Cedar Street, Ronceverte, West Virginia 24970 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (304) 647-4500 Securities registered pursuant to Sec. 12(b) of the Act- None Securities registered pursuant to Sec. 12(g) of the Act- None Securities issued pursuant to a registrant statement which became effective under the Securities Act of 1933- Common Stock, par value $5.00 per share (Title of Class) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K [X] Not subject to Section 16(a) requirements. As of February 28, 1996, the aggregate market value of the outstanding voting common stock held by nonaffiliates of the registrant, computed by reference to the price at which said stock was actually sold in a transaction known to management which took place on or about February 14, 1997, (management believes $50.00 was paid per share) was $8,100,450. This price was determined from this transaction known to management of the registrant since its stock is not extensively traded, listed on any exchange, or quoted by NASDAQ. The total number of shares of the registrant's common stock outstanding as of February 28, 1997, was 192,500. Documents Incorporated by Reference Part of Form 10-K into which Document the document is incorporated Articles of Incorporation, from 12/31/94 10-K Part IV, Item 14 By-Laws, from 12/31/94 Report 10-K Part IV, Item 14 Material Employment Contract, from 12/31/94 Report 10-K Part IV, Item 14 Material Lease Contract, from 03/31/96 Form 10-Q Part IV, Item 14 S-8 Statement, from 07/31/96 Form S-8 Part IV, Item 14 SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. FIRST NATIONAL BANKSHARES CORPORATION (Registrant) By: /s/ L. Thomas Bulla 03/25/97 ------------------------------------ L. Thomas Bulla President, Chief Executive Officer and Director (Principal Executive Officer) Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated. /s/ Lucie T. Refsland 03/25/97 - ------------------------------------ -------------------------------------- S. Elwood Bare, Director Lucie T. Refsland, Director /s/ William R. Satterfield Jr.03/25/97 - ------------------------------------ -------------------------------------- John R. Dawkins, Director William R. Satterfield, Jr., Director /s/ Richard E. Ford 03/25/97 /s/ Richard L. Skaggs 03/25/97 - ------------------------------------ -------------------------------------- Richard E. Ford, Director Richard L. Skaggs, Director /s/ Bennett Fuller 03/25/97 /s/ Ronald B. Snyder 03/25/97 - ------------------------------------ -------------------------------------- Bennett Fuller, Director Ronald B. Snyder, Director /s/ William D. Goodwin 03/25/97 - ------------------------------------ William D. Goodwin, Director /s/ L. Thomas Bulla 03/25/97 /s/ Keith E. Morgan 03/25/97 - ------------------------------------ -------------------------------------- L. Thomas Bulla, President, Chief Keith E. Morgan, Secretary & Treasurer Executive Officer and Director (Principal Executive Officer) /s/ Jack D. Whitt 03/25/97 - ------------------------------------ Jack D. Whitt, Chief Financial Officer, First National Bank (Principal Financial and Accounting Officer) EXHIBIT (27) FINANCIAL DATA SCHEDULE - ------------------------------------------------------------------------------- DATE: 12/31/96 [TYPE] EX-27 [DESCRIPTION] FDS -- [TEXT] [ARTICLE] 9 [CIK] [NAME] First National Bankshares Corporation [MULTIPLIER] 1,000 [CURRENCY] U.S. DOLLARS [PERIOD-TYPE] 12-MOS [FISCAL-YEAR-END] DEC-31-1996 [PERIOD-START] JAN-01-1996 [PERIOD-END] DEC-31-1996 [EXCHANGE-RATE] 1.00000 [CASH] 2576 [INT-BEARING-DEPOSITS] 63105 [FED-FUNDS-SOLD] 2663 [TRADING-ASSETS] 0 [INVESTMENTS-HELD-FOR-SALE] 3781 [INVESTMENTS-CARRYING] 18836 [INVESTMENTS-MARKET] 18850 [LOANS] 52800 [ALLOWANCE] 654 [TOTAL-ASSETS] 83668 [DEPOSITS] 73316 [SHORT-TERM] 492 [LIABILITIES-OTHER] 1019 [LONG-TERM] 0 [PREFERRED-MANDATORY] 0 [PREFERRED] 0 [COMMON] 963 [OTHER-SE] 7878 [TOTAL-LIABILITIES-AND-EQUITY] 83668 [INTEREST-LOAN] 4667 [INTEREST-INVEST] 1284 [INTEREST-OTHER] 215 [INTEREST-TOTAL] 6166 [INTEREST-DEPOSIT] 2380 [INTEREST-EXPENSE] 2393 [INTEREST-INCOME-NET] 3773 [LOAN-LOSSES] 0 [SECURITIES-GAINS] 1 [EXPENSE-OTHER] 3140 [INCOME-PRETAX] 1066 [INCOME-PRE-EXTRAORDINARY] 1066 [EXTRAORDINARY] 0 [CHANGES] 0 [NET-INCOME] 736 [EPS-PRIMARY] 3.82 [EPS-DILUTED] 3.82 [YIELD-ACTUAL] 8.32 [LOANS-NON] 161 [LOANS-PAST] 0 [LOANS-TROUBLED] 0 [ALLOWANCE-OPEN] 643 [CHARGE-OFFS] 117 [RECOVERIES] 128 [ALLOWANCE-CLOSE] 654 [ALLOWANCE-DOMESTIC] 654 [ALLOWANCE-FOREIGN] 0 [ALLOWANCE-UNALLOCATED] 0
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