INCOME TAXES (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Components of income tax expense
Current tax expense (benefit)									$ (33,783)	$ 49,090	$ (86,388)
Deferred tax expense (benefit)									167,446	(199,896)	(814,682)
Total income tax (benefit)	24,000	22,000	(97,000)	(83,000)	101,000	(11,000)	26,000	35,000	133,663	(150,806)	(901,070)
Reconciliation of income tax expense with the amounts computed by applying the statutory federal income tax rate
Effective income tax rate on continuing operations (as a percent)									34.00%	34.00%	34.00%
Income tax expense at statutory rate									660,389	407,309	(44,963)
Tax-exempt interest income-net of disallowed interest expense									(390,986)	(515,458)	(593,130)
Cash surrender value of life insurance income									(172,759)	(111,736)	(205,634)
Other-net									37,019	69,079	(57,343)
Income tax (benefit)	24,000	22,000	(97,000)	(83,000)	101,000	(11,000)	26,000	35,000	133,663	(150,806)	(901,070)
Valuation allowance
Increase in valuation allowance									8,554
Deferred tax assets:
Net operating losses and credits	3,344,993				3,249,677				3,344,993	3,249,677
Loans, principally due to difference in allowance for loan losses and deferred loan fees	564,662				826,499				564,662	826,499
Nonaccrual loan interest	44,495				55,364				44,495	55,364
Postretirement benefit accrual, deferred compensation	1,116,664				1,140,791				1,116,664	1,140,791
Net unrealized loss on securities available for sale					557,165					557,165
Other real estate owned	547,857				610,821				547,857	610,821
Other	704,429				685,120				704,429	685,120
Gross deferred tax asset	6,323,100				7,125,437				6,323,100	7,125,437
Valuation allowance	(176,778)				(168,234)				(176,778)	(168,234)
Total deferred tax assets	6,146,322				6,957,203				6,146,322	6,957,203
Deferred tax liabilities:
Net unrealized gain on securities available for sale	345,400								345,400
Purchased loan discount					34,209					34,209
Premises and equipment	138,158				165,493				138,158	165,493
Other	96,491				121,217				96,491	121,217
Total deferred tax liabilities	580,049				320,919				580,049	320,919
Net deferred tax assets	$ 5,566,273				$ 6,636,284				$ 5,566,273	$ 6,636,284