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CONSOLIDATED STATEMENTS OF INCOME (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest income:      
Loans, including fees $ 9,864,368us-gaap_InterestAndFeeIncomeLoansAndLeases $ 10,487,067us-gaap_InterestAndFeeIncomeLoansAndLeases $ 12,081,649us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities:      
Taxable 2,173,588us-gaap_InterestIncomeSecuritiesTaxable 1,874,286us-gaap_InterestIncomeSecuritiesTaxable 1,836,547us-gaap_InterestIncomeSecuritiesTaxable
Tax-exempt 1,161,907us-gaap_InterestIncomeSecuritiesTaxExempt 1,270,082us-gaap_InterestIncomeSecuritiesTaxExempt 1,507,882us-gaap_InterestIncomeSecuritiesTaxExempt
Dividends 39,582us-gaap_Dividends 37,771us-gaap_Dividends 38,481us-gaap_Dividends
Interest-bearing deposits 122,998us-gaap_InterestIncomeDepositsWithFinancialInstitutions 96,753us-gaap_InterestIncomeDepositsWithFinancialInstitutions 65,113us-gaap_InterestIncomeDepositsWithFinancialInstitutions
Total interest income 13,362,443us-gaap_InterestAndDividendIncomeOperating 13,765,959us-gaap_InterestAndDividendIncomeOperating 15,529,672us-gaap_InterestAndDividendIncomeOperating
Interest expense:      
Deposits 833,359us-gaap_InterestExpenseDeposits 902,663us-gaap_InterestExpenseDeposits 1,050,460us-gaap_InterestExpenseDeposits
Other borrowings 30us-gaap_InterestExpenseBorrowings 604us-gaap_InterestExpenseBorrowings 1,070us-gaap_InterestExpenseBorrowings
Total interest expense 833,389us-gaap_InterestExpense 903,267us-gaap_InterestExpense 1,051,530us-gaap_InterestExpense
Net interest income 12,529,054us-gaap_InterestIncomeExpenseNet 12,862,692us-gaap_InterestIncomeExpenseNet 14,478,142us-gaap_InterestIncomeExpenseNet
Provision for loan losses 75,000us-gaap_ProvisionForLoanLossesExpensed 425,000us-gaap_ProvisionForLoanLossesExpensed 2,400,000us-gaap_ProvisionForLoanLossesExpensed
Net interest income after provision for loan losses 12,454,054us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 12,437,692us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 12,078,142us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income:      
Service charges on deposits 2,830,989us-gaap_FeesAndCommissionsDepositorAccounts 3,157,140us-gaap_FeesAndCommissionsDepositorAccounts 3,219,457us-gaap_FeesAndCommissionsDepositorAccounts
Gain on sales of securities    243,882us-gaap_GainLossOnSaleOfSecuritiesNet 681,327us-gaap_GainLossOnSaleOfSecuritiesNet
Bank owned life insurance 304,082us-gaap_BankOwnedLifeInsuranceIncome 328,634us-gaap_BankOwnedLifeInsuranceIncome 342,395us-gaap_BankOwnedLifeInsuranceIncome
ATM surcharges 211,845us-gaap_FeesAndCommissionsOther 237,045us-gaap_FeesAndCommissionsOther 230,584us-gaap_FeesAndCommissionsOther
Grant income 355,000us-gaap_InvestmentIncomeNet    415,000us-gaap_InvestmentIncomeNet
Other operating income 738,495us-gaap_NoninterestIncomeOtherOperatingIncome 514,418us-gaap_NoninterestIncomeOtherOperatingIncome 1,060,098us-gaap_NoninterestIncomeOtherOperatingIncome
Total noninterest income 4,440,411us-gaap_NoninterestIncome 4,481,119us-gaap_NoninterestIncome 5,948,861us-gaap_NoninterestIncome
Noninterest expense:      
Salaries and employee benefits 6,467,504us-gaap_LaborAndRelatedExpense 6,504,634us-gaap_LaborAndRelatedExpense 6,689,215us-gaap_LaborAndRelatedExpense
Occupancy and equipment 2,080,517us-gaap_OccupancyNet 2,127,026us-gaap_OccupancyNet 2,174,356us-gaap_OccupancyNet
Other real estate owned, net 893,948us-gaap_ForeclosedRealEstateExpense 1,120,540us-gaap_ForeclosedRealEstateExpense 3,409,890us-gaap_ForeclosedRealEstateExpense
Other operating expenses 5,510,175us-gaap_OtherNoninterestExpense 5,968,644us-gaap_OtherNoninterestExpense 5,885,789us-gaap_OtherNoninterestExpense
Total noninterest expense 14,952,144us-gaap_NoninterestExpense 15,720,844us-gaap_NoninterestExpense 18,159,250us-gaap_NoninterestExpense
Income (loss) before income tax expense (benefit) 1,942,321us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,197,967us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments (132,247)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax benefit 133,663us-gaap_IncomeTaxExpenseBenefit (150,806)us-gaap_IncomeTaxExpenseBenefit (901,070)us-gaap_IncomeTaxExpenseBenefit
Net income 1,808,658us-gaap_NetIncomeLoss 1,348,773us-gaap_NetIncomeLoss 768,823us-gaap_NetIncomeLoss
Preferred dividends 236,820us-gaap_PreferredStockDividendsIncomeStatementImpact 236,820us-gaap_PreferredStockDividendsIncomeStatementImpact 236,820us-gaap_PreferredStockDividendsIncomeStatementImpact
Net income available to common stockholders $ 1,571,838us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 1,111,953us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 532,003us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Net income (loss) per common share - basic (in dollars per share) $ 0.73us-gaap_EarningsPerShareBasic $ 0.52us-gaap_EarningsPerShareBasic $ 0.25us-gaap_EarningsPerShareBasic
Net income (loss) per common share - diluted (in dollars per share) $ 0.72us-gaap_EarningsPerShareDiluted $ 0.51us-gaap_EarningsPerShareDiluted $ 0.25us-gaap_EarningsPerShareDiluted
Weighted average common outstanding shares - basic (in shares) 2,166,818us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 2,152,780us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 2,157,732us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Weighted average common outstanding shares - diluted (in shares) 2,186,393us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 2,165,610us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 2,165,396us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding