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CONSOLIDATED BALANCE SHEETS (USD $)
Dec. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks, including reserve requirements of $320,000 and $286,000 at December 31, 2014 and 2013, respectively $ 2,757,515us-gaap_CashAndDueFromBanks $ 6,339,676us-gaap_CashAndDueFromBanks
Interest-bearing deposits with banks 45,652,555us-gaap_InterestBearingDepositsInBanks 22,826,995us-gaap_InterestBearingDepositsInBanks
Certificates of deposit 350,000us-gaap_CertificatesOfDepositAtCarryingValue 350,000us-gaap_CertificatesOfDepositAtCarryingValue
Investment securities available for sale, at fair value (amortized cost of $125,594,822 and $142,683,895 at December 31, 2014 and 2013, respectively) 126,610,811us-gaap_AvailableForSaleSecurities 141,045,282us-gaap_AvailableForSaleSecurities
Investment securities held to maturity, at cost (estimated fair value of $243,118 and $240,420 at December 31, 2014 and 2013, respectively) 240,000us-gaap_HeldToMaturitySecurities 240,000us-gaap_HeldToMaturitySecurities
Other investments 792,150us-gaap_OtherInvestments 873,850us-gaap_OtherInvestments
Loans receivable - net 188,739,072us-gaap_LoansReceivableNet 182,118,539us-gaap_LoansReceivableNet
Premises and equipment - net 6,395,433us-gaap_PropertyPlantAndEquipmentNet 6,589,164us-gaap_PropertyPlantAndEquipmentNet
Cash surrender value of life insurance 10,082,081us-gaap_CashSurrenderValueOfLifeInsurance 9,948,016us-gaap_CashSurrenderValueOfLifeInsurance
Other real estate owned 4,668,152us-gaap_RealEstateAcquiredThroughForeclosure 7,404,437us-gaap_RealEstateAcquiredThroughForeclosure
Other assets 9,351,480us-gaap_OtherAssets 9,996,714us-gaap_OtherAssets
Total assets 395,639,249us-gaap_Assets 387,732,673us-gaap_Assets
LIABILITIES:    
Noninterest-bearing deposits 83,817,581us-gaap_NoninterestBearingDepositLiabilities 71,141,732us-gaap_NoninterestBearingDepositLiabilities
Interest-bearing deposits 257,071,169us-gaap_InterestBearingDepositLiabilities 265,820,556us-gaap_InterestBearingDepositLiabilities
Total deposits 340,888,750us-gaap_Deposits 336,962,288us-gaap_Deposits
Accrued expenses and other liabilities 4,929,870us-gaap_AccruedLiabilitiesCurrentAndNoncurrent 4,189,514us-gaap_AccruedLiabilitiesCurrentAndNoncurrent
Advances from Federal Home Loan Bank 254,084us-gaap_FederalHomeLoanBankAdvancesLongTerm 273,079us-gaap_FederalHomeLoanBankAdvancesLongTerm
Total liabilities 346,072,704us-gaap_Liabilities 341,424,881us-gaap_Liabilities
COMMITMENTS AND CONTINGENCIES (Note 9)      
STOCKHOLDERS' EQUITY:    
Additional paid-in capital 8,119,451us-gaap_AdditionalPaidInCapital 7,932,710us-gaap_AdditionalPaidInCapital
Retained earnings 28,530,676us-gaap_RetainedEarningsAccumulatedDeficit 27,130,582us-gaap_RetainedEarningsAccumulatedDeficit
Treasury stock, at cost, 235,938 shares at December 31, 2014 and 2013 (1,881,551)us-gaap_TreasuryStockValue (1,881,551)us-gaap_TreasuryStockValue
Accumulated other comprehensive income gain, net of income taxes 670,591us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (1,081,448)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total stockholders' equity 49,566,545us-gaap_StockholdersEquity 46,307,792us-gaap_StockholdersEquity
Total liabilities and stockholders' equity 395,639,249us-gaap_LiabilitiesAndStockholdersEquity 387,732,673us-gaap_LiabilitiesAndStockholdersEquity
Series B Preferred Stock [Member]    
STOCKHOLDERS' EQUITY:    
Preferred stock 7,462,000us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesBPreferredStockMember		 7,462,000us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesBPreferredStockMember
Series C Preferred Stock [Member]    
STOCKHOLDERS' EQUITY:    
Preferred stock 4,379,000us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesCPreferredStockMember		 4,379,000us-gaap_PreferredStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_SeriesCPreferredStockMember
Common Stock [Member]    
STOCKHOLDERS' EQUITY:    
Common stock 2,303,228us-gaap_CommonStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonStockMember		 2,292,728us-gaap_CommonStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonStockMember
Nonvoting Common Stock [Member]    
STOCKHOLDERS' EQUITY:    
Common stock 90,000us-gaap_CommonStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_NonvotingCommonStockMember		 90,000us-gaap_CommonStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_NonvotingCommonStockMember
Restricted Stock [Member]    
STOCKHOLDERS' EQUITY:    
Common stock $ (106,850)us-gaap_CommonStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_RestrictedStockMember		 $ (16,229)us-gaap_CommonStockValue
/ us-gaap_StatementClassOfStockAxis
= us-gaap_RestrictedStockMember