LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	Jun. 30, 2013	Dec. 31, 2012
Aging analysis of loan portfolio
30-59 Days Past Due	$ 1,439,000	$ 4,429,000
60-89 Days Past Due	2,066,000	1,854,000
Over 90 Days Past Due	6,523,000	7,783,000
Total Past Due	10,028,000	14,066,000
Current	170,885,000	176,932,000
Total	180,913,000	190,998,000
Nonaccrual	9,935,000	10,795,000
Risk categories
Minimum amount required for loan to be reviewed at least annually to determine appropriate loan grading	750,000
Residential
Aging analysis of loan portfolio
Total	35,397,000	34,523,000
Residential | First mortgages
Aging analysis of loan portfolio
30-59 Days Past Due		1,550,000
60-89 Days Past Due	1,483,000	957,000
Over 90 Days Past Due	2,292,000	3,116,000
Total Past Due	3,775,000	5,623,000
Current	22,499,000	20,106,000
Total	26,274,000	25,729,000
Nonaccrual	3,242,000	3,721,000
Residential | HELOC's and equity
Aging analysis of loan portfolio
30-59 Days Past Due	194,000	218,000
60-89 Days Past Due	96,000	32,000
Over 90 Days Past Due	306,000	291,000
Total Past Due	596,000	541,000
Current	8,527,000	8,253,000
Total	9,123,000	8,794,000
Nonaccrual	572,000	321,000
Commercial
Aging analysis of loan portfolio
Total	17,738,000	23,510,000
Commercial | Secured
Aging analysis of loan portfolio
30-59 Days Past Due	1,000	24,000
60-89 Days Past Due	5,000
Over 90 Days Past Due	71,000	5,000
Total Past Due	77,000	29,000
Current	12,198,000	16,827,000
Total	12,275,000	16,856,000
Nonaccrual	71,000	5,000
Commercial | Unsecured
Aging analysis of loan portfolio
30-59 Days Past Due		5,000
Total Past Due		5,000
Current	5,463,000	6,649,000
Total	5,463,000	6,654,000
Commercial Real Estate
Aging analysis of loan portfolio
Total	119,354,000	125,239,000
Commercial Real Estate | Owner occupied
Aging analysis of loan portfolio
30-59 Days Past Due	1,086,000	1,463,000
60-89 Days Past Due	482,000	188,000
Over 90 Days Past Due		394,000
Total Past Due	1,568,000	2,045,000
Current	58,859,000	55,603,000
Total	60,427,000	57,648,000
Nonaccrual	1,788,000	2,029,000
Commercial Real Estate | Non-owner occupied
Aging analysis of loan portfolio
30-59 Days Past Due	39,000	353,000
60-89 Days Past Due		634,000
Over 90 Days Past Due	3,671,000	3,613,000
Total Past Due	3,710,000	4,600,000
Current	43,719,000	50,486,000
Total	47,429,000	55,086,000
Nonaccrual	4,079,000	4,355,000
Commercial Real Estate | Multi-family
Aging analysis of loan portfolio
30-59 Days Past Due	61,000
Total Past Due	61,000
Current	11,437,000	12,505,000
Total	11,498,000	12,505,000
Construction and Development
Aging analysis of loan portfolio
Total	2,395,000	1,813,000
Construction and Development | Construction
Aging analysis of loan portfolio
30-59 Days Past Due		767,000
Total Past Due		767,000
Current	1,749,000	222,000
Total	1,749,000	989,000
Construction and Development | Improved Land
Aging analysis of loan portfolio
Over 90 Days Past Due	120,000	120,000
Total Past Due	120,000	120,000
Current	155,000	331,000
Total	275,000	451,000
Nonaccrual	120,000	120,000
Construction and Development | Unimproved Land
Aging analysis of loan portfolio
Over 90 Days Past Due		157,000
Total Past Due		157,000
Current	371,000	216,000
Total	371,000	373,000
Nonaccrual		157,000
Consumer and Other
Aging analysis of loan portfolio
30-59 Days Past Due	58,000	49,000
60-89 Days Past Due		43,000
Over 90 Days Past Due	63,000	87,000
Total Past Due	121,000	179,000
Current	5,908,000	5,734,000
Total	6,029,000	5,913,000
Nonaccrual	$ 63,000	$ 87,000