LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $) In Thousands, unless otherwise specified	3 Months Ended	6 Months Ended	12 Months Ended
Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012	Dec. 31, 2012
Activity in allowance for loan losses by portfolio segment
Beginning balance	$ 3,415	$ 3,927	$ 3,509	$ 3,956	$ 3,956
Provision for loan losses	50	750	275	1,500	2,400
Loans charged-off	(420)	(393)	(808)	(1,216)	(3,069)
Recoveries on loans charged-off	369	59	438	103	222
Ending Balance	3,414	4,343	3,414	4,343	3,509
Allocation of allowance for loan losses by portfolio segment
Average rolling measurement period for determining general reserves using historical loss trends			365 days
Average measurement period for determining general reserves using historical loss factor			3 years
Specific Reserves, Impaired loans	282		282		320
Total specific reserves	282		282		320
General reserves	3,132		3,132		3,189
Total	3,414	4,343	3,414	4,343	3,509
Loans individually evaluated for impairment	13,490		13,490		18,042
Loans collectively evaluated for impairment	167,423		167,423		172,956
Total	180,913		180,913		190,998
Commercial
Activity in allowance for loan losses by portfolio segment
Beginning balance	408	385	433	394	394
Provision for loan losses	(246)	(79)	(277)	(89)	27
Loans charged-off	(1)		(6)	(7)	(21)
Recoveries on loans charged-off	7	7	18	15	33
Ending Balance	168	313	168	313	433
Allocation of allowance for loan losses by portfolio segment
General reserves	168		168		433
Total	168	313	168	313	433
Loans collectively evaluated for impairment	17,738		17,738		23,510
Total	17,738		17,738		23,510
Commercial Real Estate
Activity in allowance for loan losses by portfolio segment
Beginning balance	1,828	1,996	1,853	2,206	2,206
Provision for loan losses	332	502	346	916	1,761
Loans charged-off	(307)	(35)	(373)	(666)	(2,138)
Recoveries on loans charged-off	327	1	354	8	24
Ending Balance	2,180	2,464	2,180	2,464	1,853
Allocation of allowance for loan losses by portfolio segment
Specific Reserves, Impaired loans	282		282		319
Total specific reserves	282		282		319
General reserves	1,898		1,898		1,534
Total	2,180	2,464	2,180	2,464	1,853
Loans individually evaluated for impairment	13,130		13,130		17,248
Loans collectively evaluated for impairment	106,224		106,224		107,991
Total	119,354		119,354		125,239
Single-Family Residential
Activity in allowance for loan losses by portfolio segment
Beginning balance	734	770	803	696	696
Provision for loan losses	(77)	255	59	459	646
Loans charged-off	(68)	(243)	(284)	(376)	(625)
Recoveries on loans charged-off	17	37	28	40	86
Ending Balance	606	819	606	819	803
Allocation of allowance for loan losses by portfolio segment
Specific Reserves, Impaired loans					1
Total specific reserves					1
General reserves	606		606		802
Total	606	819	606	819	803
Loans individually evaluated for impairment	360		360		516
Loans collectively evaluated for impairment	35,037		35,037		34,007
Total	35,397		35,397		34,523
Construction and Development
Activity in allowance for loan losses by portfolio segment
Beginning balance	186	568	177	449	449
Provision for loan losses	(30)	6	9	154	(140)
Loans charged-off		(58)	(30)	(87)	(136)
Recoveries on loans charged-off					4
Ending Balance	156	516	156	516	177
Allocation of allowance for loan losses by portfolio segment
General reserves	156		156		177
Total	156	516	156	516	177
Loans individually evaluated for impairment					278
Loans collectively evaluated for impairment	2,395		2,395		1,535
Total	2,395		2,395		1,813
Consumer
Activity in allowance for loan losses by portfolio segment
Beginning balance	259	208	243	211	211
Provision for loan losses	71	66	138	60	106
Loans charged-off	(44)	(57)	(115)	(80)	(149)
Recoveries on loans charged-off	18	14	38	40	75
Ending Balance	304	231	304	231	243
Allocation of allowance for loan losses by portfolio segment
General reserves	304		304		243
Total	304	231	304	231	243
Loans collectively evaluated for impairment	6,029		6,029		5,913
Total	$ 6,029		$ 6,029		$ 5,913

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A valuation allowance for financing receivables that are expected to be uncollectible.

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The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

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Amount of recovery of financing receivables doubtful of collection that were previously charged off.

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Amount of direct write-downs of financing receivables charged against the allowance.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.

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