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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Loans outstanding, by classification    
Loans, gross $ 180,913 $ 190,998
Allowance for loan losses 3,414 3,509
Loans, net 177,499 187,489
Commercial, financial, and agricultural
   
Loans outstanding, by classification    
Loans, gross 17,738 23,510
Commercial Real Estate
   
Loans outstanding, by classification    
Loans, gross 119,354 125,239
Single-Family Residential
   
Loans outstanding, by classification    
Loans, gross 35,397 34,523
Construction and Development
   
Loans outstanding, by classification    
Loans, gross 2,395 1,813
Consumer
   
Loans outstanding, by classification    
Loans, gross $ 6,029 $ 5,913