INVESTMENTS (Details 3) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012	Dec. 31, 2012
Available for Sale, Amortized Cost
Due after one year through five years	$ 11,751,000		$ 11,751,000
Due after five years through ten years	27,746,000		27,746,000
Due after ten years	107,668,000		107,668,000
Total	147,165,000		147,165,000
Available for Sale, Fair Value
Due after one year through five years	12,011,000		12,011,000
Due after five years through ten years	28,536,000		28,536,000
Due after ten years	106,549,000		106,549,000
Total	147,096,000		147,096,000		129,866,000
Held to Maturity, Amortized Cost
Due after one year through five years	510,000		510,000
Total	510,000		510,000
Held to Maturity, Fair Value
Due after one year through five years	517,000		517,000
Total	517,000		517,000
Securities pledged as collateral
Securities pledged to secure public funds on deposit and for other purposes as required by law, FHLB advances	106,612,000		106,612,000		82,428,000
Line of credit at Federal Reserve Bank discount window	13,800,000		13,800,000
Gross realized gains (losses) on securities
Proceeds from sale of securities	1,186,000	599,000	2,268,000	3,955,000
Gross realized gains on sale of securities	103,000	13,000	244,000	335,000
Gross realized losses on sale of securities	$ 0	$ 0	$ 0	$ 0