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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Loans outstanding, by classification    
Loans, gross $ 183,516 $ 190,998
Allowance for loan losses 3,415 3,509
Loans, net 180,101 187,489
Commercial, financial, and agricultural
   
Loans outstanding, by classification    
Loans, gross 20,900 23,510
Commercial Real Estate
   
Loans outstanding, by classification    
Loans, gross 118,586 125,239
Single-Family Residential
   
Loans outstanding, by classification    
Loans, gross 35,619 34,523
Construction and Development
   
Loans outstanding, by classification    
Loans, gross 2,448 1,813
Consumer
   
Loans outstanding, by classification    
Loans, gross $ 5,963 $ 5,913