CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 4,559	$ 4,764
Interest-bearing deposits with banks	19,838	19,033
Certificates of deposit	100	150
Investment securities available for sale, at fair value	123,038	127,355
Investment securities held to maturity, at cost	3,301	3,311
Other investments	1,508	2,058
Loans receivable, net	192,803	191,994
Premises and equipment, net	7,305	7,520
Cash surrender value of life insurance	11,142	10,848
Foreclosed real estate	11,253	9,110
Other assets	10,640	11,663
Total assets	385,487	387,806
LIABILITIES:
Noninterest-bearing deposits	57,305	58,543
Interest-bearing deposits	275,204	279,061
Total deposits	332,509	337,604
Accrued expenses and other liabilities	5,005	4,057
Advances from Federal Home Loan Bank	314	328
Total liabilities	337,828	341,989
STOCKHOLDERS' EQUITY:
Additional paid-in capital	7,809	7,813
Retained earnings	25,555	25,965
Treasury stock at cost, 219,072 and 217,531 shares at September 30, 2011 and December 31, 2010, respectively	(1,810)	(1,805)
Accumulated other comprehensive income (loss), net of income taxes	2,028	(213)
Total stockholders' equity	47,659	45,817
Total liabilities and stockholders' equity	385,487	387,806
Series B Preferred Stock
STOCKHOLDERS' EQUITY:
Preferred stock	7,462	7,462
Series C Preferred Stock
STOCKHOLDERS' EQUITY:
Preferred stock	4,379	4,379
Common Stock
STOCKHOLDERS' EQUITY:
Common stock	2,237	2,233
Non-Voting Common Stock
STOCKHOLDERS' EQUITY:
Common stock	90	90
Nonvested Restricted Stock
STOCKHOLDERS' EQUITY:
Common stock	$ (91)	$ (107)