CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
OPERATING ACTIVITIES:
Net income	$ 768,823	$ 268,626	$ 629,196
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses	2,400,000	3,882,409	2,465,000
Depreciation	660,440	710,092	722,618
Amortization and accretion-net	1,438,549	993,420	1,053,547
Provision (benefit) for deferred income taxes	(830,384)	(3,027,049)	407,800
Gains on sales of securities	(681,327)	(201,421)	(590,129)
Gains on sales of assets		(6,162)
Loss on sale of other real estate owned	636,690	32,588	119,628
Stock based compensation plan			41,662
Restricted stock based compensation plan	139,062	5,062	2,511
Decrease in carrying value of other real estate owned	2,467,252	1,258,602	1,978,031
Changes in assets and liabilities, net of acquisition:
Change in other assets	1,874,192	1,580,054	(272,993)
Change in accrued expenses and other liabilities	279,591	1,228,889	(736,522)
Net cash provided by operating activities	9,152,888	6,725,110	5,820,349
INVESTING ACTIVITIES:
Net change in certificates of deposit		50,000
Proceeds from the sales, maturities and paydowns of securities available for sale	39,953,870	36,591,365	49,137,806
Proceeds from the maturities and paydowns of securities held to maturity	1,941,274	15,046	594,523
Purchases of securities available for sale	(45,717,236)	(29,602,262)	(65,324,143)
Net change in other investments	316,400	746,000	199,500
Net change in loans	874,155	(12,963,368)	2,434,082
Purchases of premises and equipment	(388,416)	(421,856)	(418,292)
Proceeds from sale of premises and equipment		10,000
Proceeds from sale of other real estate owned	3,437,498	3,490,246	2,969,536
Net cash provided by (used in) investing activities	417,545	(2,084,829)	(10,406,988)
FINANCING ACTIVITIES:
Net change in deposits	(2,437,380)	5,426,625	11,591,944
Net decrease in Federal Home Loan Bank advances	(18,250)	(17,889)	(14,167,536)
Common stock dividend paid	(169,242)	(168,663)	(169,051)
Preferred stock dividend paid	(236,820)	(236,820)	(330,001)
Net purchase of treasury stock	(9,815)	(5,372)
Proceeds from issuance of preferred stock			4,379,000
Proceeds from issuance of common stock	35,890	16,001	9,670
Net cash provided by (used in) financing activities	(2,835,617)	5,013,882	1,314,026
Net change in cash and cash equivalents	6,734,816	9,654,163	(3,272,613)
CASH AND CASH EQUIVALENTS
Beginning of year	33,451,661	23,797,498	27,070,111
End of year	40,186,477	33,451,661	23,797,498
Supplemental disclosures of cash paid during the year for:
Interest	1,130,336	1,695,829	2,640,531
Income taxes	27,615	11,628	59,500
Supplemental disclosures of noncash investing activities:
Real estate acquired through foreclosure	4,660,558	5,747,670	3,340,027
Change in unrealized gain (loss) on investment securities available for sale-net of tax	$ 93,029	$ 2,837,423	$ (984,425)