RELATED-PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Directors, officers, principal shareholders, and associates of such persons
Activity of related party loans
Balance at beginning of year	$ 12,073,831	$ 9,910,009
New loans	1,339,485	2,591,519
Repayments	(1,613,600)	(427,697)
Balance - end of year	11,799,716	12,073,831
Directors, executive officers and associates of such persons
Additional disclosure
Deposits	$ 6,487,889	$ 6,502,533