FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 3) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Financial assets:
Cash and due from banks	$ 5,383,544	$ 5,682,548
Interest-bearing deposits with banks	34,802,933	27,769,113
Certificates of deposit	100,000	100,000
Other investments	995,450	1,311,850
Loans-net	187,489,181	195,431,763
Cash surrender value of life insurance	9,619,382	11,216,975
Financial liabilities:
Deposits	340,593,443	343,030,823
Advances from Federal Home Loan Bank	291,697	309,947
Commitments to extend credit
Off-balance-sheet financial instruments:
Notional amount	24,335,000	18,035,000
Estimated fair value	24,335,000	18,035,000
Commercial letters of credit
Off-balance-sheet financial instruments:
Notional amount	2,218,000	2,367,000
Estimated fair value	2,218,000	2,367,000
Level 1
Financial assets:
Cash and due from banks	5,384,000
Interest-bearing deposits with banks	34,803,000
Certificates of deposit	100,000
Other investments	995,000
Cash surrender value of life insurance	9,619,000
Financial liabilities:
Deposits	57,187,000
Level 2
Financial assets:
Investment securities	131,245,000
Financial liabilities:
Deposits	276,918,000
Advances from Federal Home Loan Bank	292,000
Level 3
Financial assets:
Loans-net	188,233,000
Carrying Value
Financial assets:
Cash and due from banks	5,384,000	5,683,000
Interest-bearing deposits with banks	34,803,000	27,769,000
Certificates of deposit	100,000	100,000
Investment securities	131,222,000	127,536,000
Other investments	995,000	1,312,000
Loans-net	187,489,000	195,432,000
Cash surrender value of life insurance	9,619,000	11,217,000
Financial liabilities:
Deposits	340,593,000	343,031,000
Advances from Federal Home Loan Bank	292,000	310,000
Estimated Fair Value
Financial assets:
Cash and due from banks	5,384,000	5,683,000
Interest-bearing deposits with banks	34,803,000	27,769,000
Certificates of deposit	100,000	100,000
Investment securities	131,245,000	127,620,000
Other investments	995,000	1,312,000
Loans-net	188,233,000	195,815,000
Cash surrender value of life insurance	9,619,000	11,217,000
Financial liabilities:
Deposits	334,105,000	335,890,000
Advances from Federal Home Loan Bank	$ 292,000	$ 310,000