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FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) (USD $)
12 Months Ended 12 Months Ended 12 Months Ended 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2012
Level 3
Commercial Real Estate
Dec. 31, 2012
Level 3
Commercial Real Estate
Minimum
Dec. 31, 2012
Level 3
Commercial Real Estate
Maximum
Dec. 31, 2012
Level 3
Single-Family Residential
Dec. 31, 2012
Level 3
Single-Family Residential
Minimum
Dec. 31, 2012
Level 3
Single-Family Residential
Maximum
Dec. 31, 2012
Level 3
Construction and Development
Dec. 31, 2012
Level 3
Construction and Development
Minimum
Dec. 31, 2012
Level 3
Construction and Development
Maximum
Dec. 31, 2012
Level 3
OREO
Dec. 31, 2012
Level 3
OREO
Minimum
Dec. 31, 2012
Level 3
OREO
Maximum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring or non-recurring basis                              
Collateral dependent impaired loans       $ 16,929,000     $ 515,000     $ 278,000          
OREO $ 8,194,955 $ 10,075,837 $ 9,109,603                   $ 8,195,000    
Negative adjustment for selling costs and changes in market conditions since appraisal (as a percent)         5.00% 20.00%   5.00% 20.00%   5.00% 20.00%   5.00% 20.00%