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FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Financial liabilities measured at fair value $ 0    
Securities available for sale: 129,865,524 124,242,463  
Other real estate owned 8,194,955 10,075,837 9,109,603
State, county, and municipal securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 39,863,809 45,908,309  
Mortgage-backed securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 80,247,539 69,229,458  
Corporate securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 9,754,176 9,104,696  
Significant Unobservable Inputs (Level 3) | Commercial Real Estate
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 16,929,000    
Significant Unobservable Inputs (Level 3) | Single-Family Residential
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 515,000    
Significant Unobservable Inputs (Level 3) | Construction and Development
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 278,000    
Recurring Basis: | Assets Measured at Fair Value
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 129,866,000 124,242,000  
Recurring Basis: | Assets Measured at Fair Value | State, county, and municipal securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 39,864,000 45,908,000  
Recurring Basis: | Assets Measured at Fair Value | Mortgage-backed securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 80,248,000 69,229,000  
Recurring Basis: | Assets Measured at Fair Value | Corporate securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 9,754,000 9,105,000  
Recurring Basis: | Significant Other Observable Inputs (Level 2)
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 129,866,000 124,242,000  
Recurring Basis: | Significant Other Observable Inputs (Level 2) | State, county, and municipal securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 39,864,000 45,908,000  
Recurring Basis: | Significant Other Observable Inputs (Level 2) | Mortgage-backed securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 80,248,000 69,229,000  
Recurring Basis: | Significant Other Observable Inputs (Level 2) | Corporate securities
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Securities available for sale: 9,754,000 9,105,000  
Nonrecurring Basis: | Assets Measured at Fair Value
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Other real estate owned 8,195,000 10,076,000  
Collateral dependent impaired loans and Other real estate owned 25,917,000 25,464,000  
Nonrecurring Basis: | Assets Measured at Fair Value | Commercial Real Estate
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 16,929,000 14,774,000  
Nonrecurring Basis: | Assets Measured at Fair Value | Single-Family Residential
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 515,000    
Nonrecurring Basis: | Assets Measured at Fair Value | Construction and Development
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 278,000 614,000  
Nonrecurring Basis: | Significant Unobservable Inputs (Level 3)
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Other real estate owned 8,195,000 10,076,000  
Collateral dependent impaired loans and Other real estate owned 25,917,000 25,464,000  
Nonrecurring Basis: | Significant Unobservable Inputs (Level 3) | Commercial Real Estate
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 16,929,000 14,774,000  
Nonrecurring Basis: | Significant Unobservable Inputs (Level 3) | Single-Family Residential
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans 515,000    
Nonrecurring Basis: | Significant Unobservable Inputs (Level 3) | Construction and Development
     
Financial assets measured at fair value on a recurring and nonrecurring basis and the change in fair value for those specific financial instruments in which fair value has been elected      
Collateral dependent impaired loans $ 278,000 $ 614,000