LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 7) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Loan portfolio by risk rating
Total	$ 190,998	$ 199,387
Pass Credits
Loan portfolio by risk rating
Total	158,575	170,336
Special Mention
Loan portfolio by risk rating
Total	16,137	6,703
Substandard
Loan portfolio by risk rating
Total	16,261	21,035
Doubtful
Loan portfolio by risk rating
Total	25	1,313
Single-Family Residential
Loan portfolio by risk rating
Total	34,523	37,539
Single-Family Residential | First mortgages
Loan portfolio by risk rating
Total	25,729	28,162
Single-Family Residential | First mortgages | Pass Credits
Loan portfolio by risk rating
Total	21,656	23,747
Single-Family Residential | First mortgages | Substandard
Loan portfolio by risk rating
Total	4,073	4,350
Single-Family Residential | First mortgages | Doubtful
Loan portfolio by risk rating
Total		65
Single-Family Residential | HELOC's and equity
Loan portfolio by risk rating
Total	8,794	9,377
Single-Family Residential | HELOC's and equity | Pass Credits
Loan portfolio by risk rating
Total	7,745	8,173
Single-Family Residential | HELOC's and equity | Special Mention
Loan portfolio by risk rating
Total	583	112
Single-Family Residential | HELOC's and equity | Substandard
Loan portfolio by risk rating
Total	466	1,092
Commercial, financial, and agricultural
Loan portfolio by risk rating
Total	23,510	22,706
Commercial, financial, and agricultural | Secured
Loan portfolio by risk rating
Total	16,856	17,672
Commercial, financial, and agricultural | Secured | Pass Credits
Loan portfolio by risk rating
Total	16,788	17,503
Commercial, financial, and agricultural | Secured | Special Mention
Loan portfolio by risk rating
Total	37	13
Commercial, financial, and agricultural | Secured | Substandard
Loan portfolio by risk rating
Total	31	156
Commercial, financial, and agricultural | Unsecured
Loan portfolio by risk rating
Total	6,654	5,034
Commercial, financial, and agricultural | Unsecured | Pass Credits
Loan portfolio by risk rating
Total	5,456	5,034
Commercial, financial, and agricultural | Unsecured | Special Mention
Loan portfolio by risk rating
Total	1,185
Commercial, financial, and agricultural | Unsecured | Substandard
Loan portfolio by risk rating
Total	13
Commercial Real Estate
Loan portfolio by risk rating
Total	125,239	126,675
Commercial Real Estate | Owner occupied
Loan portfolio by risk rating
Total	57,648	59,379
Commercial Real Estate | Owner occupied | Pass Credits
Loan portfolio by risk rating
Total	44,252	53,748
Commercial Real Estate | Owner occupied | Special Mention
Loan portfolio by risk rating
Total	9,551	36
Commercial Real Estate | Owner occupied | Substandard
Loan portfolio by risk rating
Total	3,845	5,595
Commercial Real Estate | Non-owner occupied
Loan portfolio by risk rating
Total	55,086	58,418
Commercial Real Estate | Non-owner occupied | Pass Credits
Loan portfolio by risk rating
Total	45,127	42,186
Commercial Real Estate | Non-owner occupied | Special Mention
Loan portfolio by risk rating
Total	3,248	6,120
Commercial Real Estate | Non-owner occupied | Substandard
Loan portfolio by risk rating
Total	6,711	8,872
Commercial Real Estate | Non-owner occupied | Doubtful
Loan portfolio by risk rating
Total		1,240
Commercial Real Estate | Multi-family
Loan portfolio by risk rating
Total	12,505	8,878
Commercial Real Estate | Multi-family | Pass Credits
Loan portfolio by risk rating
Total	10,636	8,475
Commercial Real Estate | Multi-family | Special Mention
Loan portfolio by risk rating
Total	1,413	403
Commercial Real Estate | Multi-family | Substandard
Loan portfolio by risk rating
Total	456
Construction and Development
Loan portfolio by risk rating
Total	1,813	5,377
Construction and Development | Construction
Loan portfolio by risk rating
Total	989	3,398
Construction and Development | Construction | Pass Credits
Loan portfolio by risk rating
Total	869	3,107
Construction and Development | Construction | Special Mention
Loan portfolio by risk rating
Total	120
Construction and Development | Construction | Substandard
Loan portfolio by risk rating
Total		291
Construction and Development | Improved Land
Loan portfolio by risk rating
Total	451	1,525
Construction and Development | Improved Land | Pass Credits
Loan portfolio by risk rating
Total	245	1,182
Construction and Development | Improved Land | Substandard
Loan portfolio by risk rating
Total	206	343
Construction and Development | Unimproved Land
Loan portfolio by risk rating
Total	373	454
Construction and Development | Unimproved Land | Pass Credits
Loan portfolio by risk rating
Total		247
Construction and Development | Unimproved Land | Substandard
Loan portfolio by risk rating
Total	373	207
Consumer
Loan portfolio by risk rating
Total	5,913	7,090
Consumer | Pass Credits
Loan portfolio by risk rating
Total	5,801	6,934
Consumer | Special Mention
Loan portfolio by risk rating
Total		19
Consumer | Substandard
Loan portfolio by risk rating
Total	87	129
Consumer | Doubtful
Loan portfolio by risk rating
Total	$ 25	$ 8