LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 6) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Aging analysis of loan portfolio
30-59 Days Past Due	$ 4,429,000	$ 9,736,000
60-89 Days Past Due	1,854,000	3,135,000
Over 90 Days Past Due	7,783,000	8,928,000
Total Past Due	14,066,000	21,799,000
Current	176,932,000	177,588,000
Total	190,998,000	199,387,000
Nonaccrual	10,795,000	12,952,000
Risk categories
Minimum amount required for loan to be reviewed at least annually to determine appropriate loan grading	750,000
Residential
Aging analysis of loan portfolio
Total	34,523,000	37,539,000
Residential | First mortgages
Aging analysis of loan portfolio
30-59 Days Past Due	1,550,000	1,691,000
60-89 Days Past Due	957,000	800,000
Over 90 Days Past Due	3,116,000	3,550,000
Total Past Due	5,623,000	6,041,000
Current	20,106,000	22,121,000
Total	25,729,000	28,162,000
Nonaccrual	3,721,000	4,546,000
Residential | HELOC's and equity
Aging analysis of loan portfolio
30-59 Days Past Due	218,000	261,000
60-89 Days Past Due	32,000
Over 90 Days Past Due	291,000	931,000
Total Past Due	541,000	1,192,000
Current	8,253,000	8,185,000
Total	8,794,000	9,377,000
Nonaccrual	321,000	932,000
Commercial
Aging analysis of loan portfolio
Total	23,510,000	22,706,000
Commercial | Secured
Aging analysis of loan portfolio
30-59 Days Past Due	24,000	13,000
Over 90 Days Past Due	5,000	6,000
Total Past Due	29,000	19,000
Current	16,827,000	17,653,000
Total	16,856,000	17,672,000
Nonaccrual	5,000	6,000
Commercial | Unsecured
Aging analysis of loan portfolio
30-59 Days Past Due	5,000
Total Past Due	5,000
Current	6,649,000	5,034,000
Total	6,654,000	5,034,000
Commercial Real Estate
Aging analysis of loan portfolio
Total	125,239,000	126,675,000
Commercial Real Estate | Owner occupied
Aging analysis of loan portfolio
30-59 Days Past Due	1,463,000	1,095,000
60-89 Days Past Due	188,000	546,000
Over 90 Days Past Due	394,000	1,904,000
Total Past Due	2,045,000	3,545,000
Current	55,603,000	55,834,000
Total	57,648,000	59,379,000
Nonaccrual	2,029,000	2,087,000
Commercial Real Estate | Non-owner occupied
Aging analysis of loan portfolio
30-59 Days Past Due	353,000	6,330,000
60-89 Days Past Due	634,000	1,788,000
Over 90 Days Past Due	3,613,000	1,957,000
Total Past Due	4,600,000	10,075,000
Current	50,486,000	48,343,000
Total	55,086,000	58,418,000
Nonaccrual	4,355,000	4,793,000
Commercial Real Estate | Multi-family
Aging analysis of loan portfolio
Current	12,505,000	8,878,000
Total	12,505,000	8,878,000
Construction and Development
Aging analysis of loan portfolio
Total	1,813,000	5,377,000
Construction and Development | Construction
Aging analysis of loan portfolio
30-59 Days Past Due	767,000	291,000
Total Past Due	767,000	291,000
Current	222,000	3,107,000
Total	989,000	3,398,000
Construction and Development | Improved Land
Aging analysis of loan portfolio
Over 90 Days Past Due	120,000	247,000
Total Past Due	120,000	247,000
Current	331,000	1,278,000
Total	451,000	1,525,000
Nonaccrual	120,000	247,000
Construction and Development | Unimproved Land
Aging analysis of loan portfolio
Over 90 Days Past Due	157,000	207,000
Total Past Due	157,000	207,000
Current	216,000	247,000
Total	373,000	454,000
Nonaccrual	157,000	206,000
Consumer and Other
Aging analysis of loan portfolio
30-59 Days Past Due	49,000	55,000
60-89 Days Past Due	43,000	1,000
Over 90 Days Past Due	87,000	126,000
Total Past Due	179,000	182,000
Current	5,734,000	6,908,000
Total	5,913,000	7,090,000
Nonaccrual	$ 87,000	$ 135,000