LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Concentrations of credit risk
Loans secured by real estate	$ 190,998	$ 199,387
Risk of changes in market conditions in the metropolitan Atlanta and Birmingham areas \| Churches
Concentrations of credit risk
Loans secured by real estate	49,500	44,500
Risk of changes in market conditions in the metropolitan Atlanta and Birmingham areas \| Convenience stores
Concentrations of credit risk
Loans secured by real estate	9,300	10,600
Risk of changes in market conditions in the metropolitan Atlanta and Birmingham areas \| Hotels
Concentrations of credit risk
Loans secured by real estate	$ 24,800	$ 29,000

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6375948&loc=d3e4428-111522

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Statement of Position (SOP)

-Number 01-6

-Paragraph 13

-Subparagraph e

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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