INVESTMENT SECURITIES (Details 4) (USD $)			12 Months Ended
	Dec. 31, 2012 item	Dec. 31, 2011 item	Dec. 31, 2012 Investment portfolio Credit risk	Dec. 31, 2011 Municipal securities	Dec. 31, 2012 Mortgage-backed securities	Dec. 31, 2011 Mortgage-backed securities	Dec. 31, 2012 Corporate securities	Dec. 31, 2011 Corporate securities
Securities Available for Sale, Fair value
Securities in a loss position for less than twelve months	$ 19,818,867	$ 21,683,056			$ 17,834,180	$ 16,456,324	$ 1,984,687	$ 5,226,732
Securities in a loss position for twelve months or more	3,888,804	6,247,090		188,972		2,180,154	3,888,804	3,877,964
Total	23,707,671	27,930,146		188,972	17,834,180	18,636,478	5,873,491	9,104,696
Securities Available for Sale, Unrealized losses
Securities in a loss position for less than twelve months	(149,795)	(543,562)			(134,482)	(85,695)	(15,313)	(457,867)
Securities in a loss position for twelve months or more	(111,195)	(154,326)		(1,028)		(31,262)	(111,195)	(122,036)
Total	$ (260,990)	$ (697,888)		$ (1,028)	$ (134,482)	$ (116,957)	$ (126,508)	$ (579,903)
Available for sale securities portfolio disclosure
Number of investment securities in an unrealized loss position for more than 12 months	2	5
Concentration of risk (as a percent)			0.00%