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INVESTMENT SECURITIES (Details 2) (USD $)
Dec. 31, 2012
Dec. 31, 2011
Investment securities held to maturity    
Amortized Cost $ 1,356,119 $ 3,293,969
Gross Unrealized Gains   83,919
Fair Value   3,377,888
State, county, and municipal securities
   
Investment securities held to maturity    
Amortized Cost 1,356,119 3,292,492
Gross Unrealized Gains 23,796 83,898
Fair Value 1,379,915 3,376,390
Mortgage-backed securities
   
Investment securities held to maturity    
Amortized Cost   1,477
Gross Unrealized Gains   21
Fair Value   $ 1,498