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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 6) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Intangible Assets      
Period over which the deposit assumption premiums are amortized 7 years    
Gross Carrying Amount, Goodwill $ 362,139 $ 362,139  
Amortized intangible asset:      
Gross Carrying Amount, Core deposit intangibles 3,676,106 3,676,106  
Accumulated Amortization, Core deposit intangibles 2,142,372 1,670,454  
Aggregate amortization expense of core deposit intangibles 471,918 471,918 489,665
Estimated aggregate amortization expense of core deposit intangibles      
2013 471,918    
2014 471,918    
2015 471,918    
2016 and thereafter $ 117,980