RELATED-PARTY TRANSACTIONS (Tables)

12 Months Ended

Dec. 31, 2012

RELATED-PARTY TRANSACTIONS

Summary of the activity of related party loans

	Years Ended December 31,
	2012			2011
Balance at beginning of year	$	12,073,831		$	9,910,009
New loans		1,339,485			2,591,519
Repayments		(1,613,600	)		(427,697	)
Balance—end of year	$	11,799,716		$	12,073,831