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CONSOLIDATED STATEMENTS OF INCOME (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest income:      
Loans, including fees $ 12,081,649 $ 11,970,684 $ 13,083,935
Investment securities:      
Taxable 1,836,547 2,260,962 2,518,661
Tax-exempt 1,507,882 1,764,953 1,825,118
Dividends 38,481 35,198 28,275
Interest-bearing deposits 65,113 61,567 85,531
Total interest income 15,529,672 16,093,364 17,541,520
Interest expense:      
Deposits 1,050,460 1,526,829 2,458,854
Other borrowings 1,070 41 16,288
Total interest expense 1,051,530 1,526,870 2,475,142
Net interest income 14,478,142 14,566,494 15,066,378
Provision for loan losses 2,400,000 3,882,409 2,465,000
Net interest income after provision for loan losses 12,078,142 10,684,085 12,601,378
Noninterest income:      
Service charges on deposits 3,219,457 3,453,742 3,714,924
Gains on sales of securities 681,327 201,421 590,129
Gains on sales of assets   6,162  
Other operating income 2,048,077 1,799,533 1,922,566
Total noninterest income 5,948,861 5,460,858 6,227,619
Noninterest expense:      
Salaries and employee benefits 6,671,456 6,905,780 7,851,648
Occupancy and equipment 2,527,437 2,531,892 2,536,703
Other real estate owned, net 3,355,312 1,671,841 2,515,448
Other operating expenses 5,605,045 5,849,361 6,198,751
Total noninterest expense 18,159,250 16,958,874 19,102,550
Loss before income taxes benefit (132,247) (813,931) (273,553)
Income tax benefit (901,070) (1,082,557) (902,749)
Net income 768,823 268,626 629,196
Preferred dividends 236,820 236,820 313,624
Net income available to common stockholders $ 532,003 $ 31,806 $ 315,572
Net income per common share-basic and diluted (in dollars per share) $ 0.25 $ 0.02 $ 0.15
Weighted average outstanding shares:      
Basic (in shares) 2,157,732 2,120,366 2,107,619
Diluted (in shares) 2,165,396 2,134,188 2,126,497