STOCK OPTIONS (Tables)

12 Months Ended

Dec. 31, 2012

STOCK OPTIONS

Summary of the status of the Company's stock options and their changes

	2012									2011					2010
	Shares			Weighted Average Exercise Price		Weighted Average Remaining Contractual Life		Aggregate Intrinsic Value		Shares			Weighted Average Exercise Price		Shares			Weighted Average Exercise Price
Outstanding—beginning of year		103,553		$	10.20		3.97				110,053		$	10.17		123,503		$	10.16
Granted		—			—						—			—		—			—
Exercised		—			—						—			—		—			—
Expired/Terminated		(13,676	)		7.74						(6,500	)		9.70		(13,450	)		10.08
Outstanding—end of year		89,877		$	10.58		3.59	$	—		103,553		$	10.20		110,053		$	10.17
Options exercisable at year-end		89,877		$	10.58		3.59	$	—		103,553		$	10.20		101,220		$	10.32
Shares available for grant		229,209									219,033					216,033