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<SEC-DOCUMENT>0000946343-06-000003.txt : 20060113
<SEC-HEADER>0000946343-06-000003.hdr.sgml : 20060113
<ACCEPTANCE-DATETIME>20060113182116
ACCESSION NUMBER:		0000946343-06-000003
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20060111
FILED AS OF DATE:		20060113
DATE AS OF CHANGE:		20060113

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RADY ERNEST S
		CENTRAL INDEX KEY:			0001221359

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09910
		FILM NUMBER:		06530952

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR ROAD
		STREET 2:		C/O WESTCORP
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WESTCORP /CA/
		CENTRAL INDEX KEY:			0000813461
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				510308535
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92618-3804
		BUSINESS PHONE:		9497271000

	MAIL ADDRESS:	
		STREET 1:		23 PASTEUR RD
		CITY:			IRVINE
		STATE:			CA
		ZIP:			92718-3804

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WESTCORP INC
		DATE OF NAME CHANGE:	19900917
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2006-01-11</periodOfReport>

    <issuer>
        <issuerCik>0000813461</issuerCik>
        <issuerName>WESTCORP /CA/</issuerName>
        <issuerTradingSymbol>WES</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001221359</rptOwnerCik>
            <rptOwnerName>RADY ERNEST S</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O AMERICAN ASSETS, INC.</rptOwnerStreet1>
            <rptOwnerStreet2>11455 EL CAMINO REAL #200</rptOwnerStreet2>
            <rptOwnerCity>SAN DIEGO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>92130-2045</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2006-01-11</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>30000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>12.67</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>4337169</value>
                    <footnoteId id="F4"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>18806168</value>
                    <footnoteId id="F3"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>288432</value>
                    <footnoteId id="F5"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
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                    <footnoteId id="F6"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
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                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
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        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
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                    <value>3804551</value>
                    <footnoteId id="F7"/>
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        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
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                    <value>26132</value>
                    <footnoteId id="F8"/>
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            <ownershipNature>
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                    <value>D</value>
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                <natureOfOwnership>
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        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>27790625</value>
                    <footnoteId id="F9"/>
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            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See Footnotes</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
                    <footnoteId id="F10"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Options (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>12.67</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2005-06-03</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>M</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>30000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>12.60</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F11"/>
            </exerciseDate>
            <expirationDate>
                <value>2005-09-16</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>30000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">The number of Securities of the Issuer reported represents the cumulative holdings as of January 11, 2006.  This group is comprised of affiliated companies and trusts that are ownd or controlled by Ernest S. Rady, the Chairman of the Board of the Issuer.  Schedule A, attached hereto and incorporated herein by this reference, depicts the relationship among the various members of the affiliated group.  The percentages reported on Schedule A for each entity holding Securities of the Issuer are based on 52,352,613 shares of Common Stock outstanding as of December 31, 2005, as reported by the transfer agent (continued to Footnote 2)</footnote>
        <footnote id="F2">There is no formal agreement to vote or dispose of the Securities of the Issuer in a particular manner.  The dispositive and voting powers of each entity identified on Schedule A are made independent of the others, except to the extent that Ernest and Evelyn Rady may be trustees, shareholders, officers and/or directors of the various entities and, in that respect, are able to control the disposition and voting of the Securities of the issuer owned by each member of the affiliated group.</footnote>
        <footnote id="F3">American Assets, Inc.</footnote>
        <footnote id="F4">Ernest S. Rady Trust - The shares acquired upon the exercise by Ernest S. Rady of stock options held by him are issued at his direction to the Ernest S. Rady Trust, as to which Mr. Rady is the sole Trustee.</footnote>
        <footnote id="F5">Evelyn Shirley Rady Trust</footnote>
        <footnote id="F6">DHM Trust</footnote>
        <footnote id="F7">Insurance Company of the West</footnote>
        <footnote id="F8">Explorer Insurance Company</footnote>
        <footnote id="F9">Ernest S. Rady</footnote>
        <footnote id="F10">Includes 46,700 shares indirectly owned by Ernest Rady in the Westcorp Employee Stock Ownership Plan and 29,311 shares owned indirectly by Ernest Rady in the Westcorp Salary Savings (401K) Plan as of .</footnote>
        <footnote id="F11">7,500 vested 4/27/00; 7,500 vested 4/27/01; 7,500 vested 4/27/02 and 7,500 vested 4/27/03</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Ernest Rady</signatureName>
        <signatureDate>2006-01-13</signatureDate>
    </ownerSignature>
</ownershipDocument>
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<SEQUENCE>3
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`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----